Spencer, IN: 4 Violations — 70/100 (2026)
1 ZIP code · 4 water systems · Updated 2026-06-03
Throughout Spencer and across its water systems, EPA compliance data for IN shows above-average performance — violations are minimal, none of the tracked systems have recorded repeated MCL exceedances in recent cycles, and the safety picture has held steady across multiple reporting periods.
How Spencer Compares
Data: EPA SDWIS Last verified: 2026-06-03
Spencer Water: The Quick Version
- Your city's water systems recorded 4 violations in the past 5 years.
- Average lead level: 0.0016 mg/L.
- Homes built before 1986: 59% — older plumbing may contain lead solder.
- Estimated remediation: $2,200 per household.
- CDC health risk index: 15.66 — above typical levels.
Water Systems Serving Spencer
Multiple utilities divide Spencer, IN's water service — 3 leading providers among 4 on the federal register.
Overview
We track water quality and home safety data for 1 ZIP code in Spencer, Indiana (population ~11,395), covering 4 community water systems serving approximately 110,618 people region-wide.
1 of 1 ZIP code (100%) have recorded EPA violations. All violations are monitoring/reporting type.
Home Safety Score
Average Home Safety Score for Spencer: B (70/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Spencer water systems draw from: Groundwater.
Lead & Copper
- Average lead level (90th percentile): 0.0016 mg/L (EPA action level: 0.015 mg/L)
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Surface Water Treatment Rule | Treatment Technique | 8 | 1 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 47460 | B | 4 | 0 | Bbp Water Company |
All ZIP Codes in Spencer
- 47460 [B] — 4 violations
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
CDC Health Data for Spencer
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Key Contaminants Detected in Spencer
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
How Old Is Spencer's Housing Stock?
With 59% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Pre-1986 plumbing is not a rare legacy case in Spencer — it's the dominant profile. The median build year of 1972 indicates a housing stock where lead-soldered copper joints are a common structural feature of residences across the city.
Over half of homes in Spencer were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
Spencer: Remediation Cost in Perspective
Property equity in Spencer sits at a moderate ratio to estimated remediation costs — a classification that reframes the household financial perspective from routine maintenance to deliberate budgeting, where most homeowners have a realistic path to addressing documented water and safety issues if they map the financial commitment against available resources before committing to scope.
Remediation costs are moderate relative to home values in Spencer. The estimated $1,200–$3,300 range is manageable for most homeowners but still worth budgeting for. Home values are 1% below the Indiana average.
Protecting Children from Lead in Spencer
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Despite citywide averages serving as the standard public reference point, those aggregates cannot resolve what is happening at one specific faucet — and where 59% of Spencer homes come from before the solder rule or where utility samples sit at or above the action mark, the gap between system data and faucet reality matters more than it does in lower-exposure communities. An in-home draw closes that gap, with certified filtration through retailer networks available where confirmed faucet results warrant additional measures.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Climate-Related Water Risk for Spencer
Across the NFIP's long tracking period, Spencer shows 136 claims and 100% of ZIP codes within FEMA-designated flood zones — figures that place it in moderate flood exposure territory. At this level, the water-quality implications of flooding — contaminated wells, stressed treatment intake, distribution backflow — move from theoretical edge cases to genuine periodic risks, particularly during higher-severity events.
Spencer has a moderate flood history with 136 FEMA claims averaging $23,261 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,200</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
Deep Dive Reports
Detailed analysis for Spencer, IN