Middlebury, IN: 5 Violations - Home Safety 65/100
1 ZIP code · 2 water systems · Updated
ZipCheckup grade for Middlebury: C.
A mixed picture - some signals here are worth your attention.
Safe water is the norm across most of Middlebury, IN - but documented violations push the city to the middle safety tier.
How Middlebury Compares
Data: EPA SDWIS
Middlebury Water: The Quick Version
- Your city's water systems recorded 5 violations in the past 5 years.
- Average lead level: 0.0013 mg/L.
- Homes built before 1986: 48% - older plumbing may contain lead solder.
- Estimated remediation: $2,400 per household.
- CDC health risk index: 14.67 - above typical levels.
Water Systems Serving Middlebury
Middlebury, IN draws its residential water from 2 separate providers among the 2 federally tracked systems. Each operates independently, with its own infrastructure, rate structure, and compliance record.
- C
- C
Overview
We track home safety data for 1 ZIP code in Middlebury, Indiana, covering 2 community water systems serving approximately 13,239 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.
1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.
Home Safety Score
Average Home Safety Score for Middlebury: C (65/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Middlebury water systems draw from: Groundwater.
Lead & Copper
- Average lead level (90th percentile): 0.0013 mg/L (EPA action level: 0.015 mg/L)
- 0 of 1 ZIP code with known status exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 1 (High Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Total Trihalomethanes (TTHM) | Disinfection Byproducts | 2 | 1 |
| Haloacetic Acids (HAA5) | Disinfection Byproducts | 2 | 1 |
| Stage 1 DBP Rule | Treatment Technique | 2 | 1 |
| Surface Water Treatment Rule | Treatment Technique | 2 | 1 |
| Consumer Confidence Report Rule | Reporting | 2 | 1 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 46540 | C | 5 | 0 | Middlebury Water Department |
All ZIP Codes in Middlebury
- 46540 [C] - 5 violations
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
CDC Health Data for Middlebury
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Key Contaminants Detected in Middlebury
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
How Old Is Middlebury's Housing Stock?
With 48% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Prohibited from residential plumbing since 1986, lead solder divides Middlebury's housing stock along a timeline that the median build year of 1982 straddles. A meaningful share of homes predates the ban - a configuration that places moderate aggregate pressure on plumbing-related lead risk, distributed unevenly across neighborhoods.
Most homes in Middlebury were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
Middlebury: Remediation Cost in Perspective
In Middlebury, documented water and safety issues can be addressed without making a meaningful dent in home equity - the financial proportionality here is favorable, and the commitment fits within standard property planning frameworks.
Remediation costs in Middlebury are relatively low compared to home values. The $1,600–$3,300 estimated range is a small fraction of median property value. Home values are 67% above the Indiana average.
Protecting Children from Lead in Middlebury
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
48% of Middlebury housing dates to the pre-rule era, alongside aggregate readings hovering at the federal action mark - household-level confirmation through a draw-test kit fits the local picture.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Historical Flood-Claim Evidence for Middlebury
Historical NFIP data for Middlebury contains 9 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $15,577. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,400</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
What You Can Do in Middlebury
- Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. Filters rated for Total Trihalomethanes (TTHM) can reduce the most common contaminant found in Middlebury's water.
- Check your home's plumbing. With 48% of homes built before 1986, lead solder is a real possibility.
Deep Dive Reports
Detailed analysis for Middlebury, IN