CITY REPORT IN

Merrillville, IN: 4 Violations - Home Safety 74/100

2 ZIP codes · 2 water systems · Updated

ZipCheckup grade for Merrillville: B.

This ZIP has a few items worth a quick check.

Tap water system records for Merrillville, IN support a high grade on this site; review your own system's entries for specifics.

How Merrillville Compares

Merrillville74/100
Indiana avg64/100
National avg73/100

Data: EPA SDWIS

2
ZIP Codes
2
Water Systems
1
ZIPs Linked to Systems with Violations
B · 74
Avg Safety Score
Zone 2
County Radon Potential (Moderate)
$192K
Median Home Value

What You Should Know About Merrillville Water

  • Your city's water systems recorded 4 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.003 mg/L.
  • Health risk index (ZipCheckup composite of CDC data): 14.49.

Who Supplies Your Water in Merrillville

Federal records list 2 water systems tied to Merrillville, IN. Of those, 2 are the primary providers, meaning service conditions, rate structures, and compliance histories can differ depending on where a property sits.

Overview

We track home safety data for 2 ZIP codes in Merrillville, Indiana (population ~38,803), covering 2 community water systems serving approximately 240,510 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 2 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Merrillville: B (74/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Merrillville water systems draw from: Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0030 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

2 of 2 ZIP records with known zones are in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Revised Total Coliform Rule Microbiological 4 1
Haloacetic Acids (HAA5) Disinfection Byproducts 2 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
46410 B 4 0 Indiana American Water - Northwest

All ZIP Codes in Merrillville

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Merrillville

11.5%
Asthma (US: 9.8%)
15.1%
Diabetes (US: 10.4%)
17%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.5% ↑
Diabetes 15.1% ↑
Mental Health 17% ↑

Vertical line = national average. ■ Above national · ■ Below national

Top Contaminants in Merrillville Water

Revised Total Coliform Rule 4 violations
Microbiological
Indicates possible bacterial contamination
Haloacetic Acids (HAA5) 2 violations
Disinfection Byproducts · EPA regulatory level for the contaminant named above: 0.06 mg/L
Increased cancer risk with long-term exposure above the MCL
Total Trihalomethanes (TTHM) 2 violations
Disinfection Byproducts · EPA regulatory level for the contaminant named above: 0.08 mg/L
Increased cancer risk with long-term exposure above the MCL

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Lead Exposure Risk for Children in Merrillville

0.003
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Available area-level lead records for Merrillville do not determine the lead level at an individual tap. Testing is the only way to confirm your water's lead content.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Merrillville

165
Total FEMA Flood Claims
$8,570
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Merrillville contains 165 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $8,570. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Merrillville, IN?
Merrillville has an average Home Safety Score of 74/100 (Grade B) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 4 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving Merrillville?
EPA records list 4 EPA violations for Merrillville water systems. These water-system violations are shown for 2 mapped ZIP codes.
Does Merrillville water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Merrillville is 0.003 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Merrillville compare to Indiana average?
Merrillville has an average Home Safety Score of 74/100, which is at or above the Indiana state average of 64/100 for the same model series.
How many water systems serve Merrillville?
Our records map 2 water systems to 2 ZIP codes in Merrillville. The related population figure in our data is approximately 38,803 people; it is not a count of people served citywide.
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How to cite this page

APA ZipCheckup. (2026). Merrillville, IN: 4 Violations - Home Safety 74/100. https://zipcheckup.com/cities/in/merrillville/
BibTeX
@misc{zipcheckup-cities-in-merrillville,
  author = {{ZipCheckup}},
  title  = {{Merrillville, IN: 4 Violations - Home Safety 74/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/merrillville/}
}

Page version: October 2026.

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