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Elkhart, IN: 18 Violations - Home Safety 47/100

4 ZIP codes · 5 water systems · Updated

ZipCheckup grade for Elkhart: D.

Federal records show several conditions worth reviewing.

Your top priority: see the breakdown below and consider a certified water filter. NSF certified filters →

A low grade for Elkhart, IN is a reason to open the report for your ZIP code and see which factors pull the score down.

How Elkhart Compares

Elkhart47/100
Indiana avg64/100
National avg73/100

Data: EPA SDWIS

4
ZIP Codes
5
Water Systems
3
ZIPs Linked to Systems with Violations
D · 47
Avg Safety Score
Zone 1
County Radon Potential (High)
$169K
Median Home Value
$500
Est. Remediation (0.3% of home value)

What You Should Know About Elkhart Water

  • Your city's water systems recorded 18 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.0029 mg/L.
  • Homes built before 1986: 70% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.
  • Health risk index (ZipCheckup composite of CDC data): 14.67.

Who Supplies Your Water in Elkhart

Service in Elkhart, IN can differ by address: 5 water systems are tied to the area in federal records, and the 3 largest are listed with their violation records.

Overview

We track home safety data for 4 ZIP codes in Elkhart, Indiana, covering 5 community water systems serving approximately 98,877 people. The EPA snapshots used for this build directly map water systems to 3 of 4 ZIP codes.

3 of 3 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Elkhart: D (47/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Elkhart water systems draw from: Groundwater.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0029 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 3 ZIP codes with known status exceed the EPA lead action level

Radon Risk

4 of 4 ZIP records with known zones are in EPA Radon Zone 1.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Nitrate Inorganic 12 3
Revised Total Coliform Rule Microbiological 6 3
Lead and Copper Rule Treatment Technique 3 2
Arsenic Inorganic 2 1
Barium Inorganic 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
46516 D 17 0 Elkhart Public Works and Utilities
46514 D 5 0 Elkhart Public Works and Utilities
46517 D 5 0 Elkhart Public Works and Utilities

All ZIP Codes in Elkhart

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Elkhart

11.3%
Asthma (US: 9.8%)
13.6%
Diabetes (US: 10.4%)
18.9%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.3% ↑
Diabetes 13.6% ↑
Mental Health 18.9% ↑

Vertical line = national average. ■ Above national · ■ Below national

Top Contaminants in Elkhart Water

Nitrate 12 violations
Inorganic · EPA regulatory level for the contaminant named above: 10 mg/L
Blue baby syndrome in infants
Revised Total Coliform Rule 6 violations
Microbiological
Indicates possible bacterial contamination
Lead and Copper Rule 3 violations
Treatment Technique
Developmental delays in children, kidney damage

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Elkhart

1972
Median Build Year
70%
Built Before 1986
47%
Built Before 1970
Copper
Likely Pipe Material

With 70% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

If you live in one of the pre-1986 homes in Elkhart, a certified lab test for lead is the direct way to learn what your tap delivers; the median build year of 1972 is only context.

1972
Median Year Built
70%
Pre-1986 (lead solder era; lead paint banned 1978)
47%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (47%) 1970–1986 (23%) Post-1986 (30%)

Over half of homes in Elkhart were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Elkhart Homeowners

Relative to home values, Elkhart remediation estimates run low.

Median Home Value
$168,500
Est. Remediation
$500
Remediation as % of home value 0.3%

Estimated remediation costs in Elkhart can be compared with local home values. The $300–$800 estimated range can be set against the median property value; actual costs vary by home. Home values are 6% below the Indiana average.

Lead Exposure Risk for Children in Elkhart

70%
Homes Built Before 1986
0.0029
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Elkhart

235
Total FEMA Flood Claims
$9,993
Avg Reported Sum With Payment Data
67%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Elkhart contains 235 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $9,993. Among ZIP codes with claim records, 67% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Elkhart

  1. Test your water at home. City-level data shows averages - your tap may differ. Check the certification, price and turnaround time of any water test kit or lab service.
  2. Install a certified water filter. For Nitrate, listed in the water-quality records for Elkhart: if it is a rule or reporting requirement rather than a contaminant, ask your utility what the record involved; for bacteria, follow any boil-water notice from your utility; for a specific chemical contaminant, check whether a filter is certified to reduce it. Not every contaminant has a consumer filter certification.
  3. Check your home's plumbing. With 70% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. If you use a community water system, request its annual Consumer Confidence Report for system-level test results or find it online.

Frequently Asked Questions

What does the Home Safety Score mean for Elkhart, IN?
Elkhart has an average Home Safety Score of 47/100 (Grade D) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 18 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving Elkhart?
EPA records list 18 EPA violations for Elkhart water systems. These water-system violations are shown for 4 mapped ZIP codes.
Does Elkhart water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Elkhart is 0.0029 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Elkhart compare to Indiana average?
Elkhart has an average Home Safety Score of 47/100, which is below the Indiana state average of 64/100 for the same model series.
How many water systems serve Elkhart?
Our records map 5 water systems to 4 ZIP codes in Elkhart. The related population figure in our data is approximately 98,877 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Elkhart?
Estimated remediation cost per household in Elkhart: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Elkhart, IN: 18 Violations - Home Safety 47/100. https://zipcheckup.com/cities/in/elkhart/
BibTeX
@misc{zipcheckup-cities-in-elkhart,
  author = {{ZipCheckup}},
  title  = {{Elkhart, IN: 18 Violations - Home Safety 47/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/elkhart/}
}

Page version: October 2026.

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