CITY REPORT IN

Derby, IN Home Safety Data by ZIP

1 ZIP code · no water system mapped in our data · Updated

Data: EPA SDWIS

1
ZIP Codes
None mapped
Water Systems
N/A
ZIPs Linked to Systems with Violations
Zone 2
County Radon Potential (Moderate)
$195K
Median Home Value
$500
Est. Remediation (0.3% of home value)

What You Should Know About Derby Water

  • Homes built before 1986: 88% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.
  • Health risk index (ZipCheckup composite of CDC data): 14.76.

Overview

We track home safety data for 1 ZIP code in Derby, Indiana, where no community water system is mapped to its ZIP codes in our data (about 313 residents). The EPA snapshots used for this build directly map water systems to 0 of 1 ZIP codes.

No EPA violation count is attached to the tracked ZIP codes of Derby in our data (no water system is mapped, or the mapping is held back for review), so violation records are not shown here; the local utility may still have EPA records (search EPA ECHO by system name).

Lead & Copper

  • Lead data: not yet available for Derby
  • Lead action-level status: not available

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

All ZIP Codes in Derby

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Derby

11%
Asthma (US: 9.8%)
13.4%
Diabetes (US: 10.4%)
17.9%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11% ↑
Diabetes 13.4% ↑
Mental Health 17.9% ↑

Vertical line = national average. ■ Above national · ■ Below national

Housing & Infrastructure in Derby

1965
Median Build Year
88%
Built Before 1986
65%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 88% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

By Census estimates, roughly half or more of the homes in Derby were built before 1986; the median build year is 1965.

1965
Median Year Built
88%
Pre-1986 (lead solder era; lead paint banned 1978)
65%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (65%) 1970–1986 (23%) Post-1986 (12%)

Over half of homes in Derby were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Derby Homeowners

Measured against the median home value, the estimated cost of fixing the issues flagged for Derby lands in the lowest of the three tiers this page uses.

Median Home Value
$194,500
Est. Remediation
$500
Remediation as % of home value 0.3%

Estimated remediation costs in Derby can be compared with local home values. The $300–$800 estimated range can be set against the median property value; actual costs vary by home. Home values are 9% above the Indiana average.

Lead Exposure Risk for Children in Derby

88%
Homes Built Before 1986

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Derby

4
Total FEMA Flood Claims
$21,214
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Derby contains 4 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $21,214. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How much does it cost to fix water issues in Derby?
Estimated remediation cost per household in Derby: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Derby, IN Home Safety Data by ZIP. https://zipcheckup.com/cities/in/derby/
BibTeX
@misc{zipcheckup-cities-in-derby,
  author = {{ZipCheckup}},
  title  = {{Derby, IN Home Safety Data by ZIP}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/derby/}
}

Page version: October 2026.

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