Is Saint Jacob, IL Safe to Buy? Home Safety Score 74/100
Score 74/100 · Risk: low · Home Safety Grade B · Updated
Saint Jacob has low overall risk for homebuyers. Most safety indicators are within acceptable ranges.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
While every safety upgrade carries a real price tag, the estimated remediation range for Saint Jacob reflects a proportionally modest share of local home values - a baseline that leaves substantial room for financial planning and does not signal equity stress for most owners.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Saint Jacob scores 74/100 with a "low" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Saint Jacob:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Saint Jacob is covered by a single ZIP code, so one safety score applies citywide.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 62281 | 74 | B | View report → |
Home Safety Overview
Saint Jacob, Illinois has low overall risk under the current model. The average Home Safety Score is 74/100 across 1 ZIP code. The model covers water compliance, PFAS screening, radon, and annual air quality; property-level conditions still require inspection.
Safety Score Card
A composite view of Saint Jacob's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 10 EPA violations across 1 direct ZIP records | Recorded violations |
| Lead Risk | 0.0012 mg/L | Low risk |
| Flood Risk | 0% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI 67 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Saint Jacob:
| Component | Estimated Cost |
|---|---|
| Filtration | $300 |
| Pfas | $500 |
| Total (low estimate) | $450 |
| Total (mid estimate) | $800 |
| Total (high estimate) | $1K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Saint Jacob vs. Nearby Illinois Cities
How Saint Jacob's overall risk compares to similar cities in Illinois:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Saint Jacob | B | 0 | 1 | 3,018 |
| Farmington | N/A | 0 | 6 | 3,018 |
| Orion | N/A | 0 | 1 | 3,028 |
| Cottage Hills | B | 0 | 11 | 3,006 |
Homebuyer Safety Checklist for Saint Jacob
Before purchasing a home in Saint Jacob, Illinois, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Saint Jacob is in Radon Zone 2 (Moderate risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 0% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
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