CITY REPORT IL

Montgomery, IL: 5 Violations - Home Safety 66/100

1 ZIP code · 3 water systems · Updated

ZipCheckup grade for Montgomery: C.

A mixed picture - some signals here are worth your attention.

Although much of Montgomery meets baseline drinking water standards, some IL-tracked service areas show violations that merit a closer look - particularly for older housing stock.

How Montgomery Compares

Montgomery66/100
Illinois avg68/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
3
Water Systems
1
ZIPs with Violations
C · 66
Avg Safety Score
Zone 1
Radon Risk (High)
$254K
Median Home Value
$3,000
Est. Remediation (1.2% of home value)

Key Facts for Montgomery Residents

  • Your city's water systems recorded 5 violations in the past 5 years.
  • Homes built before 1986: 46% - older plumbing may contain lead solder.
  • Estimated remediation: $3,000 per household.
  • CDC health risk index: 11.61.

Montgomery's Water Providers

Residential water service in Montgomery, IL is divided among 3 separate utilities, drawn from 3 systems on file with federal regulators.

  • Aurora
    Serves ~183,000 people
    C
  • Oswego
    Serves ~38,169 people 2 violations
    C
  • Montgomery
    Serves ~28,956 people 3 violations
    C

Overview

We track home safety data for 1 ZIP code in Montgomery, Illinois (population ~30,395), covering 3 community water systems serving approximately 250,125 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Montgomery: C (66/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Montgomery water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0000 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Contaminant 2036 Other 2 1
Contaminant 2046 Other 2 1
Contaminant 2959 Other 2 1
Surface Water Treatment Rule Treatment Technique 2 1
Revised Total Coliform Rule Microbiological 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
60538 C 5 0 Montgomery

All ZIP Codes in Montgomery

  • 60538 [C] - 5 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Montgomery Community Health Snapshot

9.3%
Asthma (US: 9.8%)
11.5%
Diabetes (US: 10.4%)
15%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.3% ↓
Diabetes 11.5% ↑
Mental Health 15% ↑

Vertical line = national average. Above national · Below national

What's in Montgomery's Water?

Contaminant 2036 2 violations
Other
Contaminant 2046 2 violations
Other
Contaminant 2959 2 violations
Other

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Montgomery Infrastructure Age

1998
Median Build Year
46%
Built Before 1986
11%
Built Before 1970
Copper
Likely Pipe Material

With 46% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Montgomery's residential inventory spans multiple construction eras, with the median build year of 1998 landing in a zone where pre- and post-1986 homes are both well represented. That split matters because homes built before 1986 may contain lead-soldered copper joints - a plumbing practice banned that year - while those built before 1970 face the additional possibility of lead pipes in the service line. Whether a specific household sits on the older or newer end of this distribution is the primary variable shaping its individual exposure risk.

1998
Median Year Built
46%
Pre-1986 (Lead Paint Risk)
11%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (11%) 1970–1986 (35%) Post-1986 (54%)

Most homes in Montgomery were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Montgomery

Across the Montgomery housing market, the estimated remediation share lands in a middle tier - not a minor footnote, but not a prohibitive burden either; the cost-to-value ratio reflects a moderate equity commitment, one that sits above routine maintenance territory and warrants a dedicated line in the household budget.

Median Home Value
$253,900
Est. Remediation
$3,000
Remediation as % of home value 1.2%

Remediation costs are moderate relative to home values in Montgomery. The estimated $2,000–$4,000 range is manageable for most homeowners but still worth budgeting for. Home values are 38% above the Illinois average.

Montgomery: Lead Risk & Vulnerable Populations

46%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Reading the local data together points toward a structural gap that matters more here than in low-exposure communities. 46% of Montgomery stock comes from the pre-rule era, and citywide monitoring either approaches or sits beyond the federal benchmark under Lead and Copper Rule sampling. A baseline kit fits the routine-diligence category, with certified filtration available via retailer networks where confirmed faucet results warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Montgomery: NFIP Claim Records and Water-Quality Context

140
Total FEMA Flood Claims
$23,187
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Montgomery contains 140 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $23,187. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,000</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Montgomery

  1. Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for Contaminant 2036 can reduce the most common contaminant found in Montgomery's water.
  3. Check your home's plumbing. With 46% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

What does the Home Safety Score mean for Montgomery, IL?
Montgomery has an average Home Safety Score of 66/100 (Grade C) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 5 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Montgomery have?
Montgomery water systems have a total of 5 EPA violations. Violations are tracked across 1 ZIP code.
How does Montgomery compare to Illinois average?
Montgomery has an average Home Safety Score of 66/100, which is below the Illinois state average of 68/100 for the same model series.
How many water systems serve Montgomery?
Montgomery is served by 3 public water systems across 1 ZIP code, serving approximately 30,395 people.
How much does it cost to fix water issues in Montgomery?
Estimated remediation costs in Montgomery average $3,000 per household, ranging from $2,000 to $4,000. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesIllinois → Montgomery, IL

How to cite this page

APA ZipCheckup. (2026). Montgomery, IL: 5 Violations - Home Safety 66/100. https://zipcheckup.com/cities/il/montgomery/
BibTeX
@misc{zipcheckup-cities-il-montgomery,
  author = {{ZipCheckup}},
  title  = {{Montgomery, IL: 5 Violations - Home Safety 66/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/il/montgomery/}
}

Page version: August 2026.

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