CITY REPORT IA

Underwood, IA: High Radon Risk - Home Safety 67/100

1 ZIP code · 1 water system · Updated

ZipCheckup grade for Underwood: C.

A mixed picture - some signals here are worth your attention.

Within Underwood, water safety data for IA reveals moderate quality - federal standards are generally met, but documented exceptions exist in specific service areas.

How Underwood Compares

Underwood67/100
Iowa avg63/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
C · 67
Avg Safety Score
Zone 1
Radon Risk (High)
$292K
Median Home Value
$3,500
Est. Remediation (1.2% of home value)

Underwood Water: The Quick Version

  • Average lead level: 0.002 mg/L.
  • Homes built before 1986: 51% - older plumbing may contain lead solder.
  • Estimated remediation: $3,500 per household.
  • CDC health risk index: 13.79 - above typical levels.

Water Systems Serving Underwood

The structure of water supply in Underwood, IA is straightforward: one utility provides the bulk of residential service among 1 tracked system, concentrating rate-setting and infrastructure decisions under a single organization.

Overview

We track home safety data for 1 ZIP code in Underwood, Iowa (population ~1,890), covering 1 community water system serving approximately 64,447 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Home Safety Score

Average Home Safety Score for Underwood: C (67/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Underwood water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0020 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
51576 C Council Bluffs Water Works 64,447

All ZIP Codes in Underwood

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Underwood

10.4%
Asthma (US: 9.8%)
11.7%
Diabetes (US: 10.4%)
17%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 10.4% ↑
Diabetes 11.7% ↑
Mental Health 17% ↑

Vertical line = national average. Above national · Below national

How Old Is Underwood's Housing Stock?

1985
Median Build Year
51%
Built Before 1986
25%
Built Before 1970
Copper
Likely Pipe Material

With 51% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

When more than half a city's housing predates the 1986 federal ban on lead solder, plumbing-era lead risk becomes a citywide concern rather than an exception. Underwood's median build year of 1985 places it squarely in that category.

1985
Median Year Built
51%
Pre-1986 (Lead Paint Risk)
25%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (25%) 1970–1986 (26%) Post-1986 (49%)

Over half of homes in Underwood were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Underwood: Remediation Cost in Perspective

How does remediation fit within the broader financial picture for Underwood homeowners? The equity share is moderate - large enough that treating it as a real planning consideration makes sense, and manageable enough that most homeowners have a clear path to addressing documented water and safety issues when they approach the commitment with deliberate advance budgeting rather than as an unplanned expense.

Median Home Value
$291,500
Est. Remediation
$3,500
Remediation as % of home value 1.2%

Remediation costs are moderate relative to home values in Underwood. The estimated $2,300–$4,800 range is manageable for most homeowners but still worth budgeting for. Home values are 77% above the Iowa average.

Protecting Children from Lead in Underwood

51%
Homes Built Before 1986
0.002
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Older stock in Underwood represents 51% of the inventory, and citywide monitoring runs at or above the federal action level - making an in-home read a standard household-level step.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Underwood

1
Total FEMA Flood Claims
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Underwood contains 1 flood insurance claim. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,500</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Underwood

  1. Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 51% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

What does the Home Safety Score mean for Underwood, IA?
Underwood has an average Home Safety Score of 67/100 (Grade C) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Underwood water have lead?
The average 90th-percentile lead level in Underwood is 0.002 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Underwood compare to Iowa average?
Underwood has an average Home Safety Score of 67/100, which is above the Iowa state average of 63/100 for the same model series.
How many water systems serve Underwood?
Underwood is served by 1 public water system across 1 ZIP code, serving approximately 1,890 people.
How much does it cost to fix water issues in Underwood?
Estimated remediation costs in Underwood average $3,500 per household, ranging from $2,300 to $4,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesIowa → Underwood, IA

How to cite this page

APA ZipCheckup. (2026). Underwood, IA: High Radon Risk - Home Safety 67/100. https://zipcheckup.com/cities/ia/underwood/
BibTeX
@misc{zipcheckup-cities-ia-underwood,
  author = {{ZipCheckup}},
  title  = {{Underwood, IA: High Radon Risk - Home Safety 67/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ia/underwood/}
}

Page version: August 2026.

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