CITY REPORT IA

Monticello, IA Water - Home Safety Score unavailable

1 ZIP code · 1 water system · Updated

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
Zone 1
Radon Risk (High)
$193K
Median Home Value
$4,000
Est. Remediation (2.1% of home value)

Key Facts for Monticello Residents

  • Average lead level: 0.003 mg/L.
  • Homes built before 1986: 70% - older plumbing may contain lead solder.
  • Estimated remediation: $4,000 per household.
  • CDC health risk index: 13.93 - above typical levels.

Monticello's Water Providers

Most residential addresses in Monticello, IA are served by a single water utility - the dominant system among the 1 provider tracked in federal data.

Overview

We track home safety data for 1 ZIP code in Monticello, Iowa, covering 1 community water system serving approximately 6,384 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Monticello water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0030 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
52310 Monticello Water Supply 4,040

All ZIP Codes in Monticello

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Monticello Community Health Snapshot

9.8%
Asthma (US: 9.8%)
11.9%
Diabetes (US: 10.4%)
16%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.8% ↓
Diabetes 11.9% ↑
Mental Health 16% ↑

Vertical line = national average. Above national · Below national

Monticello Infrastructure Age

1962
Median Build Year
70%
Built Before 1986
41%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 70% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Viewed through the lens of construction era, Monticello is predominantly an older city - a median build year of 1962 puts most of the residential inventory in the range where pre-1986 plumbing materials were the standard.

1962
Median Year Built
70%
Pre-1986 (Lead Paint Risk)
41%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (41%) 1970–1986 (29%) Post-1986 (30%)

Over half of homes in Monticello were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Monticello

Remediation costs in Monticello represent a substantial share of typical property values - the equity impact here is significant, and careful financial planning is essential rather than optional for most homeowners.

Median Home Value
$192,800
Est. Remediation
$4,000
Remediation as % of home value 2.1%

At 2.1% of home value, remediation costs in Monticello represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $2,750–$6,100. Home values here are 17% above the Iowa average.

Monticello: Lead Risk & Vulnerable Populations

70%
Homes Built Before 1986
0.003
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Practically, the structural drivers in Monticello - 70% pre-rule stock and citywide monitoring at or beyond the regulatory benchmark - make an in-home draw the practical way to translate aggregate averages into the specific conditions at one address.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Monticello: NFIP Claim Records and Water-Quality Context

37
Total FEMA Flood Claims
$90,194
Avg Reported Sum With Payment Data
0%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Monticello contains 37 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $90,194. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$4,000</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

Does Monticello water have lead?
The average 90th-percentile lead level in Monticello is 0.003 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Monticello?
Monticello is served by 1 public water system across 1 ZIP code, serving approximately 6,384 people.
How much does it cost to fix water issues in Monticello?
Estimated remediation costs in Monticello average $4,000 per household, ranging from $2,750 to $6,100. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesIowa → Monticello, IA

How to cite this page

APA ZipCheckup. (2026). Monticello, IA Water - Home Safety Score unavailable. https://zipcheckup.com/cities/ia/monticello/
BibTeX
@misc{zipcheckup-cities-ia-monticello,
  author = {{ZipCheckup}},
  title  = {{Monticello, IA Water - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ia/monticello/}
}

Page version: August 2026.

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