CITY REPORT IA

Elgin, IA: High Radon Risk — 56/100 (2026)

1 ZIP code · 1 water system · Updated 2026-06-03

For most households in Elgin, IA tap water is adequate — the middle-tier grade reflects gaps in specific service areas.

How Elgin Compares

Elgin56/100
Iowa avg59/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
1
Water Systems
0
ZIPs with Violations
C · 56
Avg Safety Score
Zone 1
Radon Risk (High)
$96K
Median Home Value
$2,400
Est. Remediation (2.5% of home value)

Elgin Water: The Quick Version

  • Average lead level: 0.0085 mg/L.
  • Homes built before 1986: 74% — older plumbing may contain lead solder.
  • Estimated remediation: $2,400 per household.
  • CDC health risk index: 14.61 — above typical levels.

Water Systems Serving Elgin

As of current federal records, Elgin, IA is served primarily by one water utility among 1 tracked system. That single provider handles infrastructure investment, rate adjustments, and regulatory reporting under EPA oversight.

Elgin Municipal Water Supply
Serves ~685 people
56
/100

Overview

We track water quality and home safety data for 1 ZIP code in Elgin, Iowa, covering 1 community water system serving approximately 1,321 people.

No EPA violations recorded across any ZIP codes in Elgin — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Elgin: C (56/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Elgin water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0085 mg/L (EPA action level: 0.015 mg/L)
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
52141 C Elgin Municipal Water Supply 685

All ZIP Codes in Elgin

Data Sources

Updated daily.

CDC Health Data for Elgin

9.9%
Asthma (US: 9.8%)
13.1%
Diabetes (US: 10.4%)
16.3%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.9% ↑
Diabetes 13.1% ↑
Mental Health 16.3% ↑

Vertical line = national average. Above national · Below national

How Old Is Elgin's Housing Stock?

1954
Median Build Year
74%
Built Before 1986
53%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 74% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Lead solder was standard in copper plumbing until federally banned in 1986; lead pipes were common in service lines pre-1970. Elgin's median build year of 1954 reflects a housing stock where these older materials are a pervasive feature — not a rare legacy — of the residential plumbing landscape.

1954
Median Year Built
74%
Pre-1986 (Lead Paint Risk)
53%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (53%) 1970–1986 (21%) Post-1986 (26%)

Over half of homes in Elgin were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Elgin: Remediation Cost in Perspective

In Elgin, the equity impact of remediation sits at the elevated end of the scale — the cost-to-value ratio is high enough that most homeowners are weighing a genuine financial decision, one where planning and scope prioritization are practical tools rather than optional considerations, and early documentation of what needs addressing determines the shape of the commitment.

Median Home Value
$96,400
Est. Remediation
$2,400
Remediation as % of home value 2.5%

At 2.5% of home value, remediation costs in Elgin represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $1,600–$3,300. Home values here are 41% below the Iowa average.

Protecting Children from Lead in Elgin

74%
Homes Built Before 1986
0.0085
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Even where utility-side monitoring meets Lead and Copper Rule requirements, the 74% pre-rule share in Elgin keeps interior-plumbing variation as a household-level question that aggregate data cannot resolve.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Climate-Related Water Risk for Elgin

Within the NFIP's national dataset, Elgin falls in moderate-exposure territory — 22 documented incidents spanning multiple decades, with 100% of local ZIP codes sitting inside FEMA flood boundaries. That combination warrants inclusion in any thorough local water quality review.

22
Total FEMA Flood Claims
$8,686
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~1
Est. Claims/Year

Elgin has a moderate flood history with 22 FEMA claims averaging $8,686 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,400</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Elgin

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 74% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

Is the water safe to drink in Elgin, IA?
Elgin has an average water safety score of 56/100 (Grade C). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
Does Elgin water have lead?
The average 90th-percentile lead level in Elgin is 0.0085 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home — testing is recommended especially in older properties.
How does Elgin compare to Iowa average?
Elgin has an average water safety score of 56/100, which is below the Iowa state average of 59/100.
How many water systems serve Elgin?
Elgin is served by 1 public water system across 1 ZIP code, serving approximately 1,321 people.
How much does it cost to fix water issues in Elgin?
Estimated remediation costs in Elgin average $2,400 per household, ranging from $1,600 to $3,300. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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