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Is Honolulu, HI Safe to Buy? Home Safety Score 85/100

Score 85/100 · Risk: low · Water Grade A · Updated 2026-05-03

Honolulu has low overall risk for homebuyers. Most safety indicators are within acceptable ranges.

Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03

While every safety upgrade carries a real price tag, the estimated remediation range for Honolulu reflects a proportionally modest share of local home values — a baseline that leaves substantial room for financial planning and does not signal equity stress for most owners.

A
Water Grade
0
ZIPs Over Lead Limit
0.39%
In Flood Zones
Zone 3
Radon (Low)
31
AQI (Good)
$1,744
Est. Remediation
0.2%
Equity Trap Ratio

What is a home safety score?

The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Honolulu scores 85/100 with a "low" risk level.

Remediation Cost Breakdown

Estimated costs to address safety issues for a typical home in Honolulu:

Flood Insurance $1,439
Pfas $306

Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.

Per-ZIP Home Safety Scores

Safety scores vary across Honolulu's 41 ZIP codes.

Home Safety Overview

Honolulu, Hawaii has low overall risk for homebuyers. The average home safety score is 85/100 across 41 ZIP codes. While no area is risk-free, Honolulu performs well across water quality, lead exposure, flood risk, and environmental factors.

Safety Score Card

A composite view of Honolulu's key risk indicators:

Risk Factor Value Assessment
Water Quality Grade A (85/100) Low risk
Lead Risk Testing pending Low risk
Flood Risk 39% in flood zones Elevated risk
Radon Zone 3 (Low) Low risk
Air Quality AQI 31 (Good) Low risk

Cost to Fix: Remediation Breakdown

Estimated costs to address safety issues for a typical home in Honolulu:

Component Estimated Cost
Flood Insurance $1K
Pfas $306
Total (low estimate) $1K
Total (mid estimate) $2K
Total (high estimate) $3K

Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.

Per-ZIP Home Safety Scores

Home safety varies across Honolulu's ZIP codes. Lower scores indicate more risk factors:

ZIP Code Safety Score Grade
96821 72 B
96815 77 B
96816 77 B
96819 77 B
96822 77 B
96825 77 B
96826 77 B
96813 82 B
96817 82 B
96801 87 A
96803 87 A
96804 87 A
96810 87 A
96811 87 A
96814 87 A

Safety scores range from 72 (96821) to 88 (96850) — a spread of 16 points.

Honolulu vs. Nearby Hawaii Cities

How Honolulu's overall risk compares to similar cities in Hawaii:

City Water Grade Lead ZIPs Over Limit Flood Claims Population
Honolulu A 0 1,127 934,305
J B P H H C 0 0 631,833
Fort Shafter C 0 0 631,389
Waimanalo C 0 35 631,389

Homebuyer Safety Checklist for Honolulu

Before purchasing a home in Honolulu, Hawaii, complete these checks:

Water Quality

  • Request the latest Consumer Confidence Report (CCR) from the water utility
  • Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)

Radon

  • Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)

Flood Risk

  • Check the property's FEMA flood zone at msc.fema.gov
  • Ask about flood history and past insurance claims
  • 39% of Honolulu is in flood zones — verify insurance requirements

Lead Paint & Pipes

  • For homes built before 1978: request lead paint disclosure
  • For homes built before 1986: inspect plumbing for lead solder and pipes
  • 75% of Honolulu homes built before 1986 — pipe inspection recommended

General

  • Check for carbon monoxide detectors on every level
  • Inspect for visible mold, water stains, or musty odors
  • Verify the home's connection to a regulated public water system

Data Sources

  • Water quality: EPA SDWIS
  • Lead: EPA Lead and Copper Rule
  • Flood: FEMA NFIP
  • Radon: EPA Radon Zones
  • Air quality: EPA AirNow
  • Home values: U.S. Census Bureau ACS B25077
  • Remediation costs: National cost model (EPA, Census, FEMA data)

Updated daily.

Water Quality Map: Honolulu, HI

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Check your specific ZIP code

City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.

Check Your Home Safety Score

Frequently Asked Questions

Is Honolulu safe to buy a home?
Honolulu has a low overall risk rating with a safety score of 85/100. Most safety indicators are within acceptable ranges for homebuyers.
What is the home safety score for Honolulu?
Honolulu has a home safety score of 85 out of 100, combining water quality (grade A), lead risk, flood exposure, radon levels, and air quality into a single metric.
How much does remediation cost in Honolulu?
The estimated average remediation cost for a typical home in Honolulu is $1,744. This includes potential costs for water filtration, lead abatement, radon mitigation, and flood-proofing based on local risk factors.
What is the equity trap ratio in Honolulu?
The equity trap ratio in Honolulu is 0.2%, which measures remediation costs as a percentage of median home value. This is low — remediation costs are a small fraction of home value.
Is radon a concern in Honolulu?
Honolulu is in EPA Radon Zone 3 (Low risk). This is a lower risk zone, but testing is still recommended when buying a home.
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