Is Tampa, FL Safe to Buy? Home Safety Score 62/100
Score 62/100 · Risk: moderate · Water Grade B · Updated 2026-05-03
Tampa has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
Based on current cost data for Tampa, remediation budgets fall toward the lower tier of the equity-share scale — a figure that positions safety upgrades as a manageable planning item rather than a significant financial burden for most homeowners.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Tampa scores 62/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Tampa:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Tampa's 59 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 33606 | 49 | D | View report → |
| 33609 | 49 | D | View report → |
| 33611 | 49 | D | View report → |
| 33615 | 49 | D | View report → |
| 33629 | 49 | D | View report → |
| 33607 | 54 | D | View report → |
| 33612 | 54 | D | View report → |
| 33614 | 54 | D | View report → |
| 33616 | 54 | D | View report → |
| 33619 | 54 | D | View report → |
| 33624 | 54 | D | View report → |
| 33634 | 54 | D | View report → |
| 33635 | 54 | D | View report → |
| 33602 | 59 | C | View report → |
| 33603 | 59 | C | View report → |
Home Safety Overview
Tampa, Florida has moderate risk for homebuyers. The average home safety score is 62/100 across 59 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Tampa's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade B (75/100) | Low risk |
| Lead Risk | 0.0007 mg/L | Low risk |
| Flood Risk | 64% in flood zones | Elevated risk |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 61 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Tampa:
| Component | Estimated Cost |
|---|---|
| Radon | $10 |
| Flood Insurance | $2K |
| Pfas | $327 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $3K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Tampa's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 33606 | 49 | D |
| 33609 | 49 | D |
| 33611 | 49 | D |
| 33615 | 49 | D |
| 33629 | 49 | D |
| 33607 | 54 | D |
| 33612 | 54 | D |
| 33614 | 54 | D |
| 33616 | 54 | D |
| 33619 | 54 | D |
| 33624 | 54 | D |
| 33634 | 54 | D |
| 33635 | 54 | D |
| 33602 | 59 | C |
| 33603 | 59 | C |
Safety scores range from 49 (33606) to 69 (33688) — a spread of 20 points.
Tampa vs. Nearby Florida Cities
How Tampa's overall risk compares to similar cities in Florida:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Tampa | B | 0 | 14,002 | 1,477,912 |
| Orlando | B | 0 | 1,862 | 1,161,423 |
| Jacksonville | B | 0 | 4,954 | 916,834 |
| Merritt Island | C | 0 | 795 | 887,723 |
Homebuyer Safety Checklist for Tampa
Before purchasing a home in Tampa, Florida, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 64% of Tampa is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 51% of Tampa homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Tampa, FL
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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