Is Stuart, FL Safe to Buy? Home Safety Score 80/100
Score 80/100 · Risk: low · Home Safety Grade B · Updated
Stuart has low overall risk for homebuyers. Most safety indicators are within acceptable ranges.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
Based on current cost data for Stuart, remediation budgets fall toward the lower tier of the equity-share scale - a figure that positions safety upgrades as a manageable planning item rather than a significant financial burden for most homeowners.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Stuart scores 80/100 with a "low" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Stuart:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Stuart's 4 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 34994 | 71 | B | View report → |
| 34997 | 83 | B | View report → |
| 34996 | 87 | A | View report → |
Home Safety Overview
Stuart, Florida has low overall risk under the current model. The average Home Safety Score is 80/100 across 3 ZIP codes. The model covers water compliance, PFAS screening, radon, and annual air quality; property-level conditions still require inspection.
Safety Score Card
A composite view of Stuart's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 173 EPA violations across 3 direct ZIP records | Recorded violations |
| Lead Risk | 0.0040 mg/L | Low risk |
| Flood Risk | 1% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 23 (Good) | Low risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Stuart:
| Component | Estimated Cost |
|---|---|
| Filtration | $300 |
| Pfas | $550 |
| Total (low estimate) | $500 |
| Total (mid estimate) | $850 |
| Total (high estimate) | $2K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Stuart's ZIP codes. Lower scores indicate more risk factors:
Safety scores range from 71 (34994) to 87 (34996) - a spread of 16 points.
Stuart vs. Nearby Florida Cities
How Stuart's overall risk compares to similar cities in Florida:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Stuart | B | 0 | 1,435 | 75,140 |
| Brooksville | N/A | 0 | 231 | 75,844 |
| Port Orange | A | 0 | 2,634 | 74,152 |
| Lutz | A | 0 | 387 | 77,553 |
Homebuyer Safety Checklist for Stuart
Before purchasing a home in Stuart, Florida, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 1% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 61% of Stuart homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
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