CITY REPORT FL

Rosemary Beach, FL Water Safety: 60/100 (2026)

1 ZIP code · 2 water systems · Updated 2026-06-03

Rosemary Beach, FL: middle-tier water safety by the latest federal monitoring.

How Rosemary Beach Compares

Rosemary Beach60/100
Florida avg73/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
C · 60
Avg Safety Score
Zone 3
Radon Risk (Low)
$948K
Median Home Value
$1,200
Est. Remediation (0.1% of home value)

Key Facts for Rosemary Beach Residents

  • Homes built before 1986: 10% — older plumbing may contain lead solder.
  • Estimated remediation: $1,200 per household.
  • CDC health risk index: 13.09 — above typical levels.

Rosemary Beach's Water Providers

Federal records list 2 water systems tied to Rosemary Beach, FL. Of those, 2 are the primary providers, meaning service conditions, rate structures, and compliance histories can differ depending on where a property sits.

PANAMA CITY BEACH CITY OF
Serves ~67,205 people
60
/100
Regional Utilities Water System
Serves ~62,225 people
60
/100

Overview

We track water quality and home safety data for 1 ZIP code in Rosemary Beach, Florida (population ~3,517), covering 2 community water systems serving approximately 129,430 people region-wide.

No EPA violations recorded across any ZIP codes in Rosemary Beach — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Rosemary Beach: C (60/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Rosemary Beach water systems draw from: Surface water.

Lead & Copper

  • Lead data: not yet available for Rosemary Beach
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

Areas with No Violations

ZIP Code Safety Score System Population
32461 C Regional Utilities Water System 62,225

All ZIP Codes in Rosemary Beach

Data Sources

Updated daily.

Rosemary Beach Community Health Snapshot

9.5%
Asthma (US: 9.8%)
12.3%
Diabetes (US: 10.4%)
16.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.5% ↓
Diabetes 12.3% ↑
Mental Health 16.4% ↑

Vertical line = national average. Above national · Below national

Rosemary Beach Infrastructure Age

2004
Median Build Year
10%
Built Before 1986
1%
Built Before 1970
PEX or Copper
Likely Pipe Material

Housing age data helps assess potential lead pipe and infrastructure risks. Newer housing stock generally means lower plumbing-related contamination risk.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Congress banned lead solder in residential plumbing in 1986, drawing a clear line in housing risk by era. Rosemary Beach's median build year of 2004 puts most of its residential stock on the newer side of that boundary — a profile that generally correlates with lower plumbing-sourced lead exposure across the city.

2004
Median Year Built
10%
Pre-1986 (Lead Paint Risk)
1%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (1%) 1970–1986 (9%) Post-1986 (90%)

Most homes in Rosemary Beach were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Rosemary Beach

Because property values in Rosemary Beach comfortably exceed estimated remediation costs, the equity impact here is proportionally small.

Median Home Value
$947,700
Est. Remediation
$1,200
Remediation as % of home value 0.1%

Remediation costs in Rosemary Beach are relatively low compared to home values. The $800–$1,800 estimated range is a small fraction of median property value. Home values are 180% above the Florida average.

Rosemary Beach: Lead Risk & Vulnerable Populations

10%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Confirming what flows from a specific faucet still requires a one-home draw, even where Rosemary Beach averages stay clean and the pre-rule housing share holds at 10%.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Rosemary Beach: Flood History & Water Damage Risk

84 FEMA flood insurance claims are on file for Rosemary Beach, and 100% of local ZIP codes fall within federally designated flood zones — enough to put flood exposure on the planning radar, though short of the concentrated-risk threshold where treatment-system vulnerability becomes a primary consideration.

84
Total FEMA Flood Claims
$9,528
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~4
Est. Claims/Year

Rosemary Beach has a moderate flood history with 84 FEMA claims averaging $9,528 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,200</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Rosemary Beach

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. Homes built before 1986 may have lead solder in pipes. A licensed plumber can assess your risk.

Frequently Asked Questions

Is the water safe to drink in Rosemary Beach, FL?
Rosemary Beach has an average water safety score of 60/100 (Grade C). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Rosemary Beach compare to Florida average?
Rosemary Beach has an average water safety score of 60/100, which is below the Florida state average of 73/100.
How many water systems serve Rosemary Beach?
Rosemary Beach is served by 2 public water systems across 1 ZIP code, serving approximately 3,517 people.
How much does it cost to fix water issues in Rosemary Beach?
Estimated remediation costs in Rosemary Beach average $1,200 per household, ranging from $800 to $1,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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