Within Panama City Beach, FL, the available records add up to an upper-tier grade; that grade describes records, not the water at a given faucet.

Data: EPA SDWIS

Overview

We track home safety data for 2 ZIP codes in Panama City Beach, Florida (population ~30,673), covering 3 community water systems serving approximately 170,278 people region-wide. The EPA snapshots used for this build directly map water systems to 2 of 2 ZIP codes.

The available EPA record reports 0 violations for 2 ZIP codes with a reported violation count.

Home Safety Score

Average Home Safety Score for Panama City Beach: A (100/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor	What It Measures
Water Quality	EPA violations and compliance history
PFAS MCL Screen	UCMR 5 testing against the covered federal MCLs
Radon Risk	EPA radon zone classification
Annual AQI	EPA AirData county-year median with at least 90 observed days

Water Sources

Panama City Beach water systems draw from: Groundwater, Surface water.

Lead & Copper

• Average of reported 90th-percentile lead results: 0.0035 mg/L (EPA action level: 0.015 mg/L)
• 0 of 2 ZIP codes with known status exceed the EPA lead action level

Radon Risk

2 of 2 ZIP records with known zones are in EPA Radon Zone 3.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

All ZIP Codes in Panama City Beach

• 32407 [A]
• 32413 [A]

Data Sources

• Water quality: EPA Safe Drinking Water Information System (SDWIS)
• Lead/copper: EPA Lead and Copper Rule sampling data
• Radon: EPA Map of Radon Zones

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Housing Age Profile

Construction dates in Panama City Beach center on a median of 2002, and the Census figures behind it describe when homes were built, not what materials they contain.

2002

Median Year Built

26%

Pre-1986 (lead solder era; lead paint banned 1978)

5%

Pre-1970 (Lead Pipes Risk)

Pre-1970 (5%) 1970–1986 (21%) Post-1986 (74%)

Most homes in Panama City Beach were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Protecting Children from Lead in Panama City Beach

26%

Homes Built Before 1986

0.0035

mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

No safe blood lead level in children has been identified, according to CDC, so an area average under 0.010 mg/L does not rule out exposure at home. In Panama City Beach, 26% of homes were built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Panama City Beach

2,694

Total FEMA Flood Claims

$51,134

Avg Reported Sum With Payment Data

0%

A/V Share of Claim-Record ZIPs

Historical NFIP data for Panama City Beach contains 2,694 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $51,134. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.