Panama City Beach, FL: 2 Violations — 73/100 (2026)
2 ZIP codes · 3 water systems · Updated 2026-06-03
Across Panama City Beach, EPA monitoring data shows low violation rates and healthy safety margins — a pattern that places the city well above FL's average for drinking water compliance across recent reporting cycles.
How Panama City Beach Compares
Data: EPA SDWIS Last verified: 2026-06-03
Panama City Beach Water: The Quick Version
- Your city's water systems recorded 2 violations in the past 5 years.
- Average lead level: 0.0035 mg/L.
- Homes built before 1986: 26% — older plumbing may contain lead solder.
- Estimated remediation: $1,800 per household.
- CDC health risk index: 13.42 — above typical levels.
Water Systems Serving Panama City Beach
Residential addresses in Panama City Beach, FL are served by 3 primary water providers out of 3 systems in federal records. Each system maintains separate infrastructure and files its own EPA compliance reports, so service conditions are not uniform across the city.
Overview
We track water quality and home safety data for 2 ZIP codes in Panama City Beach, Florida (population ~30,673), covering 3 community water systems serving approximately 170,278 people region-wide.
2 of 2 ZIP codes (100%) have recorded EPA violations. All violations are monitoring/reporting type.
Home Safety Score
Average Home Safety Score for Panama City Beach: B (73/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Panama City Beach water systems draw from: Surface water.
Lead & Copper
- Average lead level (90th percentile): 0.0035 mg/L (EPA action level: 0.015 mg/L)
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 3 (Low Risk)
- Zone 1 (High): 0 ZIP codes
- Zone 2 (Moderate): 0 ZIP codes
- Zone 3 (Low): 2 ZIP codes
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Consumer Confidence Report Rule | Reporting | 3 | 2 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 32407 | B | 1 | 0 | City of Panama City Beach |
| 32413 | B | 1 | 0 | City of Panama City Beach |
All ZIP Codes in Panama City Beach
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
CDC Health Data for Panama City Beach
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Key Contaminants Detected in Panama City Beach
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
How Old Is Panama City Beach's Housing Stock?
Housing age data helps assess potential lead pipe and infrastructure risks. Newer housing stock generally means lower plumbing-related contamination risk.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
A median build year of 2002 in Panama City Beach points to a housing stock where post-1986 construction is the norm. That matters because lead solder in plumbing — banned federally in 1986 — is a primary pathway by which older homes can elevate tap water lead above what enters the distribution system.
Most homes in Panama City Beach were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
Panama City Beach: Remediation Cost in Perspective
Low proportionality — that's the Panama City Beach picture when remediation costs are placed against typical home equity.
Remediation costs in Panama City Beach are relatively low compared to home values. The $1,200–$2,500 estimated range is a small fraction of median property value. Home values are 19% above the Florida average.
Protecting Children from Lead in Panama City Beach
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Pre-rule stock in Panama City Beach accounts for 26% of the inventory — a modest fraction — and citywide samples land safely beneath the federal action mark.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Climate-Related Water Risk for Panama City Beach
Because Panama City Beach's NFIP claim count reaches 2693 and 100% of ZIP codes fall within FEMA-designated flood zones, flood exposure here operates differently than it does in lower-claim communities. In areas with isolated flood events, water-quality infrastructure can typically absorb the stress and recover between events. In communities with repeated high-volume flooding, treatment plants face recurring overload conditions, private wells in FEMA-designated zones accumulate repeated infiltration episodes, and distribution systems experience repeated pressure events that can drive backflow. The claim record for this area points to that second category: a flood environment where water infrastructure stress is periodic and documented, not theoretical.
Panama City Beach has a significant flood history with 2,693 FEMA flood insurance claims on record, averaging $38,362 per claim. With 100% of ZIP codes in FEMA-designated flood zones, flood risk is a major concern for homeowners and water quality.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,800</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
Deep Dive Reports
Detailed analysis for Panama City Beach, FL