CITY REPORT FL

Palm Harbor, FL: 38 Violations - Home Safety 99/100

4 ZIP codes · 2 water systems · Updated

ZipCheckup grade for Palm Harbor: A.

Checked records flag no major concern; missing data is unknown.

Tap water system records for Palm Harbor, FL support a high grade on this site; review your own system's entries for specifics.

How Palm Harbor Compares

Palm Harbor99/100
Florida avg80/100
National avg73/100

Data: EPA SDWIS

4
ZIP Codes
2
Water Systems
3
ZIPs Linked to Systems with Violations
A · 99
Avg Safety Score
Zone 3
County Radon Potential (Low)
$424K
Median Home Value

Palm Harbor Water: The Quick Version

  • Your city's water systems recorded 38 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.001 mg/L.
  • Homes built before 1986: 47% - older plumbing may contain lead solder.
  • Health risk index (ZipCheckup composite of CDC data): 13.51.

Water Systems Serving Palm Harbor

When a city is linked to 2 water systems, as Palm Harbor, FL is in federal records, water in one neighborhood may come from a different system than in another. The 2 systems with the largest reported populations are shown below, and their compliance records are kept separately, so a violation logged for one does not describe the others.

Overview

We track home safety data for 4 ZIP codes in Palm Harbor, Florida (population ~79,001), covering 2 community water systems serving approximately 552,514 people region-wide. The EPA snapshots used for this build directly map water systems to 3 of 4 ZIP codes.

3 of 3 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Palm Harbor: A (99/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Palm Harbor water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0010 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 3 ZIP codes with known status exceed the EPA lead action level

Radon Risk

4 of 4 ZIP records with known zones are in EPA Radon Zone 3.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Revised Total Coliform Rule Microbiological 54 3
Haloacetic Acids (HAA5) Disinfection Byproducts 16 3
Total Trihalomethanes (TTHM) Disinfection Byproducts 16 3
Nitrate Inorganic 10 3
Lead and Copper Rule Treatment Technique 4 3

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
34683 A 38 0 Pinellas County Utilities
34684 — 14 0 Pinellas County Utilities
34685 A 14 0 Pinellas County Utilities

All ZIP Codes in Palm Harbor

  • 34682
  • 34683 [A] - 38 violations
  • 34684 - 14 violations recorded for mapped water systems
  • 34685 [A] - 14 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Palm Harbor

9.5%
Asthma (US: 9.8%)
13.1%
Diabetes (US: 10.4%)
15.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 9.5% ↓
Diabetes 13.1% ↑
Mental Health 15.5% ↑

Vertical line = national average. ■ Above national · ■ Below national

Key Contaminants Detected in Palm Harbor

Revised Total Coliform Rule 54 violations
Microbiological
Indicates possible bacterial contamination
Haloacetic Acids (HAA5) 16 violations
Disinfection Byproducts · EPA regulatory level for the contaminant named above: 0.06 mg/L
Increased cancer risk with long-term exposure above the MCL
Total Trihalomethanes (TTHM) 16 violations
Disinfection Byproducts · EPA regulatory level for the contaminant named above: 0.08 mg/L
Increased cancer risk with long-term exposure above the MCL

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Palm Harbor's Housing Stock?

1989
Median Build Year
47%
Built Before 1986
5%
Built Before 1970
Copper
Likely Pipe Material

With 47% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Homes on the same street in Palm Harbor can differ: one may keep original pre-1986 plumbing while another has been replumbed, so the 1989 median is only a starting point.

1989
Median Year Built
47%
Pre-1986 (lead solder era; lead paint banned 1978)
5%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (5%) 1970–1986 (42%) Post-1986 (53%)

Most homes in Palm Harbor were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Protecting Children from Lead in Palm Harbor

47%
Homes Built Before 1986
0.001
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Palm Harbor

1,527
Total FEMA Flood Claims
$59,055
Avg Reported Sum With Payment Data
50%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Palm Harbor contains 1,527 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $59,055. Among ZIP codes with claim records, 50% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Deep Dive Reports

Detailed analysis for Palm Harbor, FL

Frequently Asked Questions

What does the Home Safety Score mean for Palm Harbor, FL?
Palm Harbor has an average Home Safety Score of 99/100 (Grade A) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 38 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving Palm Harbor?
EPA records list 38 EPA violations for Palm Harbor water systems. These water-system violations are shown for 4 mapped ZIP codes.
Does Palm Harbor water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Palm Harbor is 0.001 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Palm Harbor compare to Florida average?
Palm Harbor has an average Home Safety Score of 99/100, which is at or above the Florida state average of 80/100 for the same model series.
How many water systems serve Palm Harbor?
Our records map 2 water systems to 4 ZIP codes in Palm Harbor. The related population figure in our data is approximately 79,001 people; it is not a count of people served citywide.
Home → Cities → Florida → Palm Harbor, FL

How to cite this page

APA ZipCheckup. (2026). Palm Harbor, FL: 38 Violations - Home Safety 99/100. https://zipcheckup.com/cities/fl/palm-harbor/
BibTeX 
@misc{zipcheckup-cities-fl-palm-harbor,
  author = {{ZipCheckup}},
  title  = {{Palm Harbor, FL: 38 Violations - Home Safety 99/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/fl/palm-harbor/}
}

Page version: October 2026.

Get safety alerts for Palm Harbor, Florida

Free updates when EPA data changes for this area. No spam.

Unsubscribe anytime. Privacy Policy.

Share This Page

X Facebook
Violations found - check filter options Free tool - no phone call required.