CITY REPORT FL

Palm Harbor, FL: 38 Violations - Home Safety 99/100

4 ZIP codes · 2 water systems · Updated

ZipCheckup grade for Palm Harbor: A.

No federal data flags a major home-safety concern for this ZIP.

Tap water in Palm Harbor, FL scores well - low violation counts, above-average safety grade.

How Palm Harbor Compares

Palm Harbor99/100
Florida avg80/100
National avg73/100

Data: EPA SDWIS

4
ZIP Codes
2
Water Systems
3
ZIPs with Violations
A · 99
Avg Safety Score
Zone 3
Radon Risk (Low)
$424K
Median Home Value
$2,275
Est. Remediation (0.5% of home value)

Palm Harbor Water: The Quick Version

  • Your city's water systems recorded 38 violations in the past 5 years.
  • Average lead level: 0.001 mg/L.
  • Homes built before 1986: 47% - older plumbing may contain lead solder.
  • Estimated remediation: $2,275 per household.
  • CDC health risk index: 13.51 - above typical levels.

Water Systems Serving Palm Harbor

Water supply in Palm Harbor, FL follows a divided structure: 2 utilities account for the largest share of residential service out of 2 total systems, each managing its own distribution network and EPA reporting. Because these systems operate independently, rate decisions and compliance outcomes are determined separately.

Overview

We track home safety data for 4 ZIP codes in Palm Harbor, Florida (population ~79,001), covering 2 community water systems serving approximately 552,514 people region-wide. The EPA snapshots used for this build directly map water systems to 3 of 4 ZIP codes.

3 of 3 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Palm Harbor: A (99/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Palm Harbor water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0010 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 3 ZIP codes with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

  • Zone 1 (High): 0 ZIP codes
  • Zone 2 (Moderate): 0 ZIP codes
  • Zone 3 (Low): 4 ZIP codes

Top Contaminants

Contaminant Category Violations ZIPs Affected
Consumer Confidence Report Rule Reporting 54 3
Total Trihalomethanes (TTHM) Disinfection Byproducts 16 3
Haloacetic Acids (HAA5) Disinfection Byproducts 16 3
Lead Inorganic 10 3
Stage 1 DBP Rule Treatment Technique 4 3

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
34683 A 38 0 Pinellas County Utilities
34684 14 0 Pinellas County Utilities
34685 A 14 0 Pinellas County Utilities

All ZIP Codes in Palm Harbor

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Palm Harbor

9.5%
Asthma (US: 9.8%)
13.1%
Diabetes (US: 10.4%)
15.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.5% ↓
Diabetes 13.1% ↑
Mental Health 15.5% ↑

Vertical line = national average. Above national · Below national

Key Contaminants Detected in Palm Harbor

Consumer Confidence Report Rule 54 violations
Reporting
Total Trihalomethanes (TTHM) 16 violations
Disinfection Byproducts · EPA limit: 0.08 mg/L
Increased cancer risk with long-term exposure
Haloacetic Acids (HAA5) 16 violations
Disinfection Byproducts · EPA limit: 0.06 mg/L
Increased cancer risk with long-term exposure

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Palm Harbor's Housing Stock?

1989
Median Build Year
47%
Built Before 1986
3%
Built Before 1970
Copper
Likely Pipe Material

With 47% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Palm Harbor's residential inventory spans multiple construction eras, with the median build year of 1989 landing in a zone where pre- and post-1986 homes are both well represented. That split matters because homes built before 1986 may contain lead-soldered copper joints - a plumbing practice banned that year - while those built before 1970 face the additional possibility of lead pipes in the service line. Whether a specific household sits on the older or newer end of this distribution is the primary variable shaping its individual exposure risk.

1989
Median Year Built
47%
Pre-1986 (Lead Paint Risk)
3%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (3%) 1970–1986 (44%) Post-1986 (53%)

Most homes in Palm Harbor were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Palm Harbor: Remediation Cost in Perspective

Low proportionality - that's the Palm Harbor picture when remediation costs are placed against typical home equity.

Median Home Value
$424,200
Est. Remediation
$2,275
Remediation as % of home value 0.5%

Remediation costs in Palm Harbor are relatively low compared to home values. The $1,450–$4,025 estimated range is a small fraction of median property value. Home values are 26% above the Florida average.

Protecting Children from Lead in Palm Harbor

47%
Homes Built Before 1986
0.001
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Wherever 47% of local housing was built before solder rules changed - as is the case in Palm Harbor - a faucet-level sample closes the gap that aggregate utility data cannot.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Palm Harbor

1,527
Total FEMA Flood Claims
$59,055
Avg Reported Sum With Payment Data
50%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Palm Harbor contains 1,527 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $59,055. Among ZIP codes with claim records, 50% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,275</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Palm Harbor, FL?
Palm Harbor has an average Home Safety Score of 99/100 (Grade A) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 38 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Palm Harbor have?
Palm Harbor water systems have a total of 38 EPA violations. Violations are tracked across 4 ZIP codes.
Does Palm Harbor water have lead?
The average 90th-percentile lead level in Palm Harbor is 0.001 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Palm Harbor compare to Florida average?
Palm Harbor has an average Home Safety Score of 99/100, which is above the Florida state average of 80/100 for the same model series.
How many water systems serve Palm Harbor?
Palm Harbor is served by 2 public water systems across 4 ZIP codes, serving approximately 79,001 people.
How much does it cost to fix water issues in Palm Harbor?
Estimated remediation costs in Palm Harbor average $2,275 per household, ranging from $1,450 to $4,025. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesFlorida → Palm Harbor, FL

How to cite this page

APA ZipCheckup. (2026). Palm Harbor, FL: 38 Violations - Home Safety 99/100. https://zipcheckup.com/cities/fl/palm-harbor/
BibTeX
@misc{zipcheckup-cities-fl-palm-harbor,
  author = {{ZipCheckup}},
  title  = {{Palm Harbor, FL: 38 Violations - Home Safety 99/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/fl/palm-harbor/}
}

Page version: August 2026.

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