CITY REPORT FL

Navarre, FL: 4 Violations — 64/100 (2026)

1 ZIP code · 3 water systems · Updated 2026-06-03

The systems supplying Navarre vary in performance across FL benchmarks — most meet minimum federal standards, but documented violations in select areas are on record.

How Navarre Compares

Navarre64/100
Florida avg73/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
3
Water Systems
1
ZIPs with Violations
C · 64
Avg Safety Score
Zone 3
Radon Risk (Low)
$361K
Median Home Value
$1,800
Est. Remediation (0.5% of home value)

Key Facts for Navarre Residents

  • Your city's water systems recorded 4 violations in the past 5 years.
  • Average lead level: 0.0062 mg/L.
  • Homes built before 1986: 14% — older plumbing may contain lead solder.
  • Estimated remediation: $1,800 per household.
  • CDC health risk index: 12.56 — above typical levels.

Navarre's Water Providers

3 independent water providers serve Navarre, FL — 3 systems appear in federal records.

Holley-navarre Water System
Serves ~47,793 people · 4 violations
64
/100
Midway Water System, Inc.
Serves ~21,196 people · 4 violations
64
/100
Navarre Beach Water System
Serves ~6,196 people · 4 violations
64
/100

Overview

We track water quality and home safety data for 1 ZIP code in Navarre, Florida (population ~43,166), covering 3 community water systems serving approximately 75,185 people region-wide.

1 of 1 ZIP code (100%) have recorded EPA violations. All violations are monitoring/reporting type.

Home Safety Score

Average Home Safety Score for Navarre: C (64/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Navarre water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0062 mg/L (EPA action level: 0.015 mg/L)
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

Top Contaminants

Contaminant Category Violations ZIPs Affected
Total Coliform Microbiological 4 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1
Consumer Confidence Report Rule Reporting 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
32566 C 4 0 Holley-navarre Water System

All ZIP Codes in Navarre

  • 32566 [C] — 4 violations

Data Sources

Updated daily.

Navarre Community Health Snapshot

9.6%
Asthma (US: 9.8%)
10.9%
Diabetes (US: 10.4%)
17.2%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.6% ↓
Diabetes 10.9% ↑
Mental Health 17.2% ↑

Vertical line = national average. Above national · Below national

What's in Navarre's Water?

Total Coliform 4 violations
Microbiological
Indicates possible pathogenic contamination
Total Trihalomethanes (TTHM) 2 violations
Disinfection Byproducts · EPA limit: 0.08 mg/L
Increased cancer risk with long-term exposure
Consumer Confidence Report Rule 2 violations
Reporting

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Navarre Infrastructure Age

2008
Median Build Year
14%
Built Before 1986
1%
Built Before 1970
PEX or Copper
Likely Pipe Material

Housing age data helps assess potential lead pipe and infrastructure risks. Newer housing stock generally means lower plumbing-related contamination risk.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Compared to many older metro areas, Navarre carries a relatively newer housing profile — the median build year of 2008 places most of the stock in the post-1986 era when lead solder was federally banned from new plumbing. That shift meaningfully reduces the baseline likelihood of lead leaching from copper joint solder. Homes from before 1986 do still exist in the mix, however, and individual testing remains the only way to confirm what a specific tap actually delivers.

2008
Median Year Built
14%
Pre-1986 (Lead Paint Risk)
1%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (1%) 1970–1986 (13%) Post-1986 (86%)

Most homes in Navarre were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Navarre

While no remediation project is entirely without cost, the relationship between estimated remediation and property values in Navarre is notably favorable — the equity share is small enough that the household financial perspective is one of proportionality rather than pressure, and most homeowners can treat it as routine planning rather than a significant financial event.

Median Home Value
$361,000
Est. Remediation
$1,800
Remediation as % of home value 0.5%

Remediation costs in Navarre are relatively low compared to home values. The $1,200–$2,500 estimated range is a small fraction of median property value. Home values are 7% above the Florida average.

Navarre: Lead Risk & Vulnerable Populations

14%
Homes Built Before 1986
0.0062
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

In Navarre, the older-stock footprint runs at 14% — a contained slice — and aggregate utility readings land safely under the EPA action mark. That keeps lead off the local priority list, with a one-faucet draw remaining the only direct read on a specific address.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Navarre: Flood History & Water Damage Risk

Unlike communities where NFIP data shows minimal flood history, Navarre's record documents 3406 claims and 100% of ZIP codes inside FEMA flood zones — a combination that moves flood-related water quality risk from the background into the foreground of any complete local water assessment. Flooding can overwhelm treatment capacity, contaminate wells, and trigger distribution backflow; at this level of exposure, those mechanisms have likely been activated during significant flood events.

3,406
Total FEMA Flood Claims
$36,761
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~170
Est. Claims/Year

Navarre has a significant flood history with 3,406 FEMA flood insurance claims on record, averaging $36,761 per claim. With 100% of ZIP codes in FEMA-designated flood zones, flood risk is a major concern for homeowners and water quality.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,800</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Navarre

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for Total Coliform can reduce the most common contaminant found in Navarre's water.
  3. Check your home's plumbing. Homes built before 1986 may have lead solder in pipes. A licensed plumber can assess your risk.

Frequently Asked Questions

Is the water safe to drink in Navarre, FL?
Navarre has an average water safety score of 64/100 (Grade C). 4 EPA violations have been recorded. Check individual ZIP code reports for details specific to your neighborhood.
How many water violations does Navarre have?
Navarre water systems have a total of 4 EPA violations. Violations are tracked across 1 ZIP code.
Does Navarre water have lead?
The average 90th-percentile lead level in Navarre is 0.0062 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home — testing is recommended especially in older properties.
How does Navarre compare to Florida average?
Navarre has an average water safety score of 64/100, which is below the Florida state average of 73/100.
How many water systems serve Navarre?
Navarre is served by 3 public water systems across 1 ZIP code, serving approximately 43,166 people.
How much does it cost to fix water issues in Navarre?
Estimated remediation costs in Navarre average $1,800 per household, ranging from $1,200 to $2,500. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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