Is Lutz, FL Safe to Buy? Home Safety Score 70/100
Score 70/100 · Risk: moderate · Water Grade C · Updated 2026-05-03
Lutz has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
Proportionally, safety repair costs in Lutz represent a modest share of what most homeowners carry in property equity.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Lutz scores 70/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Lutz:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Lutz's 4 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 33548 | 60 | C | View report → |
| 33549 | 72 | B | View report → |
| 33558 | 72 | B | View report → |
| 33559 | 77 | B | View report → |
Home Safety Overview
Lutz, Florida has moderate risk for homebuyers. The average home safety score is 70/100 across 4 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Lutz's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade C (61/100) | Moderate risk |
| Lead Risk | 0.0046 mg/L | Low risk |
| Flood Risk | 1% in flood zones | Low risk |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI 54 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Lutz:
| Component | Estimated Cost |
|---|---|
| Radon | $400 |
| Flood Insurance | $1K |
| Pfas | $375 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $3K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Lutz's ZIP codes. Lower scores indicate more risk factors:
Safety scores range from 60 (33548) to 77 (33559) — a spread of 17 points.
Lutz vs. Nearby Florida Cities
How Lutz's overall risk compares to similar cities in Florida:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Lutz | C | 0 | 387 | 5,186 |
| North Fort Myers | C | 0 | 3,428 | 5,202 |
| Apalachicola | B | 0 | 236 | 5,235 |
| Florahome | B | 0 | 6 | 5,092 |
Homebuyer Safety Checklist for Lutz
Before purchasing a home in Lutz, Florida, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Lutz is in Radon Zone 2 (Moderate risk) — testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
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