Indian Rocks Beach, FL Water Safety: 40/100 (2026)
1 ZIP code · 1 water system · Updated 2026-06-03
Indian Rocks Beach, FL water systems: poor compliance record, lower-tier safety grade.
How Indian Rocks Beach Compares
Data: EPA SDWIS Last verified: 2026-06-03
Key Facts for Indian Rocks Beach Residents
- Homes built before 1986: 64% — older plumbing may contain lead solder.
- Estimated remediation: $2,900 per household.
- CDC health risk index: 13.51 — above typical levels.
Indian Rocks Beach's Water Providers
A single utility carries the primary residential water load in Indian Rocks Beach, FL — the dominant provider across 1 federally tracked system.
Overview
We track water quality and home safety data for 1 ZIP code in Indian Rocks Beach, Florida (population ~4,871), covering 1 community water system serving approximately 506,353 people region-wide.
No EPA violations recorded across any ZIP codes in Indian Rocks Beach — an excellent indicator of water quality.
Home Safety Score
Average Home Safety Score for Indian Rocks Beach: D (40/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Indian Rocks Beach water systems draw from: Surface water.
Lead & Copper
- Lead data: not yet available for Indian Rocks Beach
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 33785 | D | PINELLAS COUNTY UTILITIES | 506,353 |
All ZIP Codes in Indian Rocks Beach
- 33785 [D]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Indian Rocks Beach Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Indian Rocks Beach Infrastructure Age
With 64% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Decades of residential development in Indian Rocks Beach took place before the two main regulatory milestones that reduced plumbing-era lead risk: the phase-out of lead pipes before 1970, and the federal ban on lead solder in 1986. With a median build year of 1989, the housing stock here is anchored in that earlier period. The distinction between pre-1970 and 1970-to-1986 construction matters: the oldest homes may have lead pipes in the service line and lead solder in the copper joints, while the 1970-to-1986 tier still carries the solder risk even after lead pipes became less common. Together, these two risk layers affect a majority of the residential properties in the city — a fact the aggregate water quality data doesn't directly reveal.
Over half of homes in Indian Rocks Beach were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Indian Rocks Beach
How much of a Indian Rocks Beach home's value does documented remediation represent? A small fraction — the equity share here is in the low tier, and from a household financial perspective, most property owners are considering a commitment that fits comfortably within standard planning rather than a decision that rises to the level of a material budget event or significant equity consideration.
Remediation costs in Indian Rocks Beach are relatively low compared to home values. The $1,800–$4,800 estimated range is a small fraction of median property value. Home values are 104% above the Florida average.
Indian Rocks Beach: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Reading the local data together points toward a structural gap that matters more here than in low-exposure communities. 64% of Indian Rocks Beach stock comes from the pre-rule era, and citywide monitoring either approaches or sits beyond the federal benchmark under Lead and Copper Rule sampling. A baseline kit fits the routine-diligence category, with certified filtration available via retailer networks where confirmed faucet results warrant additional measures.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Indian Rocks Beach: Flood History & Water Damage Risk
Indian Rocks Beach's NFIP record reflects high flood exposure — 2667 claims spanning a long history of significant events, with 100% of ZIP codes in FEMA-designated zones. High flood frequency increases the probability of water quality disruptions at each point in the supply chain: treatment facilities, transmission infrastructure, and private wells all face elevated stress risk when flooding is a recurring feature rather than a rare exception.
Indian Rocks Beach has a significant flood history with 2,667 FEMA flood insurance claims on record, averaging $58,145 per claim. With 100% of ZIP codes in FEMA-designated flood zones, flood risk is a major concern for homeowners and water quality.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,900</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Indian Rocks Beach
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
- Check your home's plumbing. With 64% of homes built before 1986, lead solder is a real possibility.
- Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.
Deep Dive Reports
Detailed analysis for Indian Rocks Beach, FL