CITY REPORT FL

Indian Rocks Beach, FL: 14 Violations - Home Safety 99/100

1 ZIP code · 1 water system · Updated

ZipCheckup grade for Indian Rocks Beach: A.

No federal data flags a major home-safety concern for this ZIP.

Compared to statewide averages in FL, Indian Rocks Beach scores well - health violations are below the norm and systems generally operate within federal standards.

How Indian Rocks Beach Compares

Indian Rocks Beach99/100
Florida avg80/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
1
ZIPs with Violations
A · 99
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$690K
Median Home Value
$2,900
Est. Remediation (0.4% of home value)

Key Facts for Indian Rocks Beach Residents

  • Your city's water systems recorded 14 violations in the past 5 years.
  • Average lead level: 0.0008 mg/L.
  • Homes built before 1986: 64% - older plumbing may contain lead solder.
  • Estimated remediation: $2,900 per household.
  • CDC health risk index: 13.51 - above typical levels.

Indian Rocks Beach's Water Providers

A single utility carries the primary residential water load in Indian Rocks Beach, FL - the dominant provider across 1 federally tracked system.

Overview

We track home safety data for 1 ZIP code in Indian Rocks Beach, Florida (population ~4,871), covering 1 community water system serving approximately 506,353 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Indian Rocks Beach: A (99/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Indian Rocks Beach water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0008 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Consumer Confidence Report Rule Reporting 10 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 6 1
Haloacetic Acids (HAA5) Disinfection Byproducts 6 1
Lead Inorganic 4 1
Stage 1 DBP Rule Treatment Technique 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
33785 A 14 0 Pinellas County Utilities

All ZIP Codes in Indian Rocks Beach

  • 33785 [A] - 14 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Indian Rocks Beach Community Health Snapshot

9.5%
Asthma (US: 9.8%)
13.1%
Diabetes (US: 10.4%)
15.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.5% ↓
Diabetes 13.1% ↑
Mental Health 15.5% ↑

Vertical line = national average. Above national · Below national

What's in Indian Rocks Beach's Water?

Consumer Confidence Report Rule 10 violations
Reporting
Total Trihalomethanes (TTHM) 6 violations
Disinfection Byproducts · EPA limit: 0.08 mg/L
Increased cancer risk with long-term exposure
Haloacetic Acids (HAA5) 6 violations
Disinfection Byproducts · EPA limit: 0.06 mg/L
Increased cancer risk with long-term exposure

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Indian Rocks Beach Infrastructure Age

1989
Median Build Year
64%
Built Before 1986
13%
Built Before 1970
Copper
Likely Pipe Material

With 64% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Decades of residential development in Indian Rocks Beach took place before the two main regulatory milestones that reduced plumbing-era lead risk: the phase-out of lead pipes before 1970, and the federal ban on lead solder in 1986. With a median build year of 1989, the housing stock here is anchored in that earlier period. The distinction between pre-1970 and 1970-to-1986 construction matters: the oldest homes may have lead pipes in the service line and lead solder in the copper joints, while the 1970-to-1986 tier still carries the solder risk even after lead pipes became less common. Together, these two risk layers affect a majority of the residential properties in the city - a fact the aggregate water quality data doesn't directly reveal.

1989
Median Year Built
64%
Pre-1986 (Lead Paint Risk)
13%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (13%) 1970–1986 (51%) Post-1986 (36%)

Over half of homes in Indian Rocks Beach were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Indian Rocks Beach

How much of a Indian Rocks Beach home's value does documented remediation represent? A small fraction - the equity share here is in the low tier, and from a household financial perspective, most property owners are considering a commitment that fits comfortably within standard planning rather than a decision that rises to the level of a material budget event or significant equity consideration.

Median Home Value
$689,500
Est. Remediation
$2,900
Remediation as % of home value 0.4%

Remediation costs in Indian Rocks Beach are relatively low compared to home values. The $1,800–$4,800 estimated range is a small fraction of median property value. Home values are 104% above the Florida average.

Indian Rocks Beach: Lead Risk & Vulnerable Populations

64%
Homes Built Before 1986
0.0008
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Reading the local data together points toward a structural gap that matters more here than in low-exposure communities. 64% of Indian Rocks Beach stock comes from the pre-rule era, and citywide monitoring either approaches or sits beyond the federal benchmark under Lead and Copper Rule sampling. A baseline kit fits the routine-diligence category, with certified filtration available via retailer networks where confirmed faucet results warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Indian Rocks Beach: NFIP Claim Records and Water-Quality Context

2,667
Total FEMA Flood Claims
$69,717
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Indian Rocks Beach contains 2,667 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $69,717. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,900</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Indian Rocks Beach, FL?
Indian Rocks Beach has an average Home Safety Score of 99/100 (Grade A) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 14 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Indian Rocks Beach have?
Indian Rocks Beach water systems have a total of 14 EPA violations. Violations are tracked across 1 ZIP code.
Does Indian Rocks Beach water have lead?
The average 90th-percentile lead level in Indian Rocks Beach is 0.0008 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Indian Rocks Beach compare to Florida average?
Indian Rocks Beach has an average Home Safety Score of 99/100, which is above the Florida state average of 80/100 for the same model series.
How many water systems serve Indian Rocks Beach?
Indian Rocks Beach is served by 1 public water system across 1 ZIP code, serving approximately 4,871 people.
How much does it cost to fix water issues in Indian Rocks Beach?
Estimated remediation costs in Indian Rocks Beach average $2,900 per household, ranging from $1,800 to $4,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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How to cite this page

APA ZipCheckup. (2026). Indian Rocks Beach, FL: 14 Violations - Home Safety 99/100. https://zipcheckup.com/cities/fl/indian-rocks-beach/
BibTeX
@misc{zipcheckup-cities-fl-indian-rocks-beach,
  author = {{ZipCheckup}},
  title  = {{Indian Rocks Beach, FL: 14 Violations - Home Safety 99/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/fl/indian-rocks-beach/}
}

Page version: August 2026.

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