FLOOD RISK FL LARGE CLAIM HISTORY

Flood Risk in Hollywood, FL: 8,102 FEMA Claims

Historical NFIP data for Hollywood contains 8,102 claims. Among 12 ZIP codes with claim records, 1% have an A- or V-family dominant rated zone recorded in those claims. This is not current property-map coverage.

1% A/V-family among 12 claim-record ZIPs · 8,102 FEMA claims · Updated

Data: FEMA National Flood Insurance Program (NFIP), FEMA Hazard Mitigation Last verified:

1%
A/V-Family Share of Claim-Record ZIPs
8,102
FEMA Claims Filed
$71,144,483
Reported Payment-Component Sum
$16,887
Avg Reported Sum With Payment Data
13
ZIP Codes Monitored
465,344
Population
17.4
Claims per 1K Residents

What are FEMA flood zones?

FEMA classifies properties into flood zones based on flood probability. The local percentage shown on this page comes only from rated-zone values recorded in historical NFIP claims and is not a complete current map inventory. Check a specific address on FEMA's Flood Map Service Center.

How are flood insurance claims calculated?

The NFIP dataset records insurance claims and reported building, contents, and ICC payment components. A claim is an insurance record, not a one-to-one count of flood events or a current property-level risk classification.

Flood Risk Overview

Among ZIP codes with NFIP claim records in Hollywood, Florida, 1% have an A- or V-family dominant recorded rated zone in those historical claims. This claims-only evidence is not a complete current FEMA property-map inventory. A total of 8,102 flood insurance claims have been filed through NFIP. Reported building, contents, and ICC payment components sum to $71.1M across 4,213 claims with payment data. Another 3,889 claims lack reported payment fields; missing values are not counted as zero.

The average reported building, contents, and ICC component sum among claims with payment data is $17K.

Understanding Flood Zones

FEMA classifies areas into flood zones based on risk:

Zone Risk Level Description
A, AE, AH, AO High 1% annual chance of flooding (100-year floodplain)
V, VE Very High Coastal areas with wave action
B, X (shaded) Moderate 0.2% annual chance (500-year floodplain)
C, X (unshaded) Low Minimal flood risk

Important: Even "low risk" areas experience flooding. Over 40% of NFIP claims come from outside high-risk zones.

Flood Insurance in Hollywood

Standard homeowner's insurance does not cover flood damage. Options include:

National Flood Insurance Program (NFIP)

  • Available through any insurance agent
  • Maximum coverage: $250,000 for building, $100,000 for contents
  • Average annual premium: $700–$1,500
  • 30-day waiting period before coverage begins

Private Flood Insurance

  • Often more coverage at lower premiums
  • Faster claims processing
  • May offer replacement cost coverage (NFIP pays actual cash value)

Required? If you have a federally backed mortgage and are in a Special Flood Hazard Area (SFHA), flood insurance is mandatory.

How Flooding Affects Drinking Water

Flooding poses direct threats to drinking water quality:

  1. Water treatment plant overflow - systems can be overwhelmed, leading to untreated or partially treated water
  2. Sewage contamination - floodwater mixes with sewage systems, introducing bacteria and pathogens
  3. Agricultural runoff - pesticides, fertilizers, and animal waste enter water supplies
  4. Well contamination - private wells are especially vulnerable to floodwater infiltration
  5. Infrastructure damage - pipes can break, creating entry points for contaminants

After a flood event, always follow local boil water advisories and avoid using tap water until the all-clear is given.

FEMA Flood Map for Hollywood

To check your exact flood zone designation in Hollywood, use the official FEMA Flood Map Service Center:

Flood zone distribution of claims in Hollywood:

FEMA Zone Claims Risk Level
AE 2,868 High (100-yr floodplain)
AHB 2,710 Unknown
A01 734 High (100-yr floodplain)
X 508 Moderate-Low
AH 375 High (100-yr floodplain)
A02 212 High (100-yr floodplain)

NFIP Claims History

Metric Value
Total claims filed 8,102
Reported payment-component sum $71.1M
Claims with payment data 4,213
Claims without payment fields 3,889
Average among claims with payment data $17K
Claims in 2022 through 2026-07-27 872
Recent reported payment-component sum $38.6M
ZIP codes monitored 13
Population 465,344

Among claims with known loss dates, 11% fall in the 2022 through 2026-07-27 window.

Financial Impact of Flooding in Hollywood

Reported building, contents, and ICC payment components for Hollywood sum to $71.1M across 4,213 claims with payment data. Payment fields are absent for 3,889 additional claims and are not treated as zero.

Impact Metric Value
Average reported component sum $17K
Reported payment-component sum $71.1M
Claims per 1,000 residents 17.4
Reported payment-component sum per capita $153

Property value impact: Homes in FEMA-designated flood zones typically sell for 4–7% less than comparable homes outside flood zones. Mandatory flood insurance requirements add $700–$1,500/year in carrying costs.

Weather Alerts & Flood Warnings

The National Weather Service (NWS) issues flood watches and warnings for the Hollywood area. Monitor these resources:

Alert types for Hollywood area:

Alert Type Meaning Action
Flood Watch Flooding is possible Prepare to move to higher ground
Flood Warning Flooding is occurring or imminent Take action immediately
Flash Flood Warning Flash flooding within hours Move to high ground now
Coastal Flood Advisory Minor coastal flooding Monitor conditions

Set up Wireless Emergency Alerts (WEA) on your phone to receive automatic flood warnings for Hollywood.

Protecting Your Home from Flooding

Before a flood:

  • Know your flood zone - check FEMA's map
  • Install sump pump with battery backup
  • Elevate electrical systems, furnace, and water heater above potential flood levels
  • Apply waterproof sealant to basement walls and floors
  • Keep gutters and downspouts clear

During a flood:

  • Move to higher ground immediately
  • Do not walk or drive through floodwater
  • Turn off utilities if instructed
  • Monitor local emergency alerts

After a flood:

  • Do not drink tap water until the boil water advisory is lifted
  • Document damage with photos for insurance claims
  • Watch for mold growth in the following weeks
  • Have your water tested before resuming normal use

Flood Risk by ZIP Code

NFIP claim counts and recorded rated-zone values vary across Hollywood's ZIP codes. The zone column is historical claims evidence, not a current map designation:

ZIP Code FEMA Claims Reported Payment-Component Sum Zone
33024 1,460 $3.0M AHB
33019 1,388 $28.2M AE
33023 1,344 $4.2M AE
33020 1,234 $29.9M AE
33025 696 $1.0M AHB
33026 593 $1.0M AHB
33029 527 $1.6M AHB
33021 450 $1.3M AE
33027 400 $890K AHB
33022 8 $10K AE
33081 1 N/A AE
33083 1 N/A A

ZIP code 33024 has the most flood claims (1,460). Its reported building, contents, and ICC payment components sum to $3.0M across 642 claims with payment data.

ZIP Codes in Hollywood

Hollywood covers 13 ZIP codes. Flood risk varies by ZIP code based on elevation, proximity to water bodies, and drainage infrastructure. Check your specific ZIP code for detailed flood zone mapping.

Data Sources

Source reporting periods vary. See each cited source for its publication schedule.

Water Quality Map: Hollywood, FL

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Flood Risk by ZIP Code in Hollywood

Flood risk varies across Hollywood's 13 ZIP codes based on elevation, proximity to water bodies, and drainage infrastructure.

ZIP Code Grade Score Violations
33019 C 67/100 132 View report →
33020 C 67/100 82 View report →
33023 C 67/100 130 View report →
33024 C 67/100 159 View report →
33026 C 69/100 79 View report →
33021 B 74/100 47 View report →
33022 B 74/100 47 View report →
33025 B 84/100 83 View report →
33027 B 84/100 83 View report →
33029 A 85/100 77 View report →
33081 N/A /100 0 View report →
33083 N/A /100 0 View report →
33084 N/A /100 0 View report →

Frequently Asked Questions

What do NFIP claim records say about rated zones in Hollywood?
Among ZIP codes with NFIP claim records in Hollywood, 1% have an A- or V-family dominant rated zone recorded in those claims. This is not current property-map coverage; check a specific address on FEMA's Flood Map Service Center.
How much has FEMA paid for flood claims in Hollywood?
Reported building, contents, and ICC payment components sum to $71,144,483 across 4,213 claims with payment data in Hollywood. The average reported component sum among those 4,213 claims is $16,887.
Do I need flood insurance in Hollywood?
Flood insurance is required for properties in FEMA Special Flood Hazard Areas with federally-backed mortgages. Even outside designated zones, about 25% of flood claims come from low-risk areas. NFIP premiums average $700-$1,500/year.
How many flood claims have been filed in Hollywood?
8,102 FEMA flood insurance claims are recorded in Hollywood. That is 17.4 claims per 1,000 residents. Claim history documents insurance activity but does not replace a current property-level FEMA map lookup.
Is flood risk increasing in Hollywood?
With 8,102 historical claims, Hollywood has a significant flood claims record. Climate data shows flood frequency and severity are increasing nationwide. FEMA recommends checking updated flood maps and considering flood insurance even in moderate-risk areas.
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