CITY REPORT FL

Fernandina Beach, FL: 6 Violations — 85/100 (2026)

2 ZIP codes · 5 water systems · Updated 2026-06-03

Fernandina Beach tap water earns a high safety grade — above-average compliance with FL and federal standards.

How Fernandina Beach Compares

Fernandina Beach85/100
Florida avg73/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

2
ZIP Codes
5
Water Systems
2
ZIPs with Violations
A · 85
Avg Safety Score
Zone 3
Radon Risk (Low)
$484K
Median Home Value
$1,200
Est. Remediation (0.3% of home value)

What You Should Know About Fernandina Beach Water

  • Your city's water systems recorded 6 violations in the past 5 years.
  • Average lead level: 0.0038 mg/L.
  • Estimated remediation: $1,200 per household.
  • CDC health risk index: 13.31 — above typical levels.

Who Supplies Your Water in Fernandina Beach

With 3 utilities splitting service in Fernandina Beach, FL, water accountability is distributed across 5 systems on the federal record.

Jea: Lofton Oaks Grid
Serves ~24,318 people · 3 violations
77
/100
Fernandina Beach Wtp
Serves ~21,925 people · 6 violations
77
/100
Nassau-amelia Utilities
Serves ~9,750 people · 6 violations
77
/100

Overview

We track water quality and home safety data for 2 ZIP codes in Fernandina Beach, Florida, covering 5 community water systems serving approximately 39,280 people.

2 of 2 ZIP codes (100%) have recorded EPA violations. All violations are monitoring/reporting type.

Home Safety Score

Average Home Safety Score for Fernandina Beach: A (85/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Fernandina Beach water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0038 mg/L (EPA action level: 0.015 mg/L)
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

  • Zone 1 (High): 0 ZIP codes
  • Zone 2 (Moderate): 0 ZIP codes
  • Zone 3 (Low): 2 ZIP codes

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 6 2
Consumer Confidence Report Rule Reporting 3 2

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
32034 B 3 0 Fernandina Beach Wtp
32035 A 3 0 Fernandina Beach Wtp

All ZIP Codes in Fernandina Beach

  • 32034 [B] — 3 violations
  • 32035 [A] — 3 violations

Data Sources

Updated daily.

Health Outcomes in Fernandina Beach

9.6%
Asthma (US: 9.8%)
11.6%
Diabetes (US: 10.4%)
15.7%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.6% ↓
Diabetes 11.6% ↑
Mental Health 15.7% ↑

Vertical line = national average. Above national · Below national

Top Contaminants in Fernandina Beach Water

Surface Water Treatment Rule 6 violations
Treatment Technique
Pathogens may not be adequately removed
Consumer Confidence Report Rule 3 violations
Reporting

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Cost Context: What Remediation Means for Fernandina Beach Homeowners

Given current Fernandina Beach valuations, the remediation-to-property-value ratio is low — most homeowners are looking at a proportionally modest share that fits within routine financial planning.

Median Home Value
$484,200
Est. Remediation
$1,200
Remediation as % of home value 0.3%

Remediation costs in Fernandina Beach are relatively low compared to home values. The $800–$1,800 estimated range is a small fraction of median property value. Home values are 43% above the Florida average.

Lead Exposure Risk for Children in Fernandina Beach

0.0038
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Lead risk in Fernandina Beach appears low overall, but individual homes may differ. Testing is the only way to confirm your water's lead content.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Flood & Climate Risk in Fernandina Beach

Substantially more flood exposure than most communities appears in Fernandina Beach's NFIP record — 646 documented claims and 100% of ZIP codes in FEMA flood zones. That exposure level makes the water-quality implications of flooding an active planning consideration rather than a background one.

646
Total FEMA Flood Claims
$5,898
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~32
Est. Claims/Year

Fernandina Beach has a significant flood history with 646 FEMA flood insurance claims on record, averaging $5,898 per claim. With 100% of ZIP codes in FEMA-designated flood zones, flood risk is a major concern for homeowners and water quality.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,200</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

Frequently Asked Questions

Is the water safe to drink in Fernandina Beach, FL?
Fernandina Beach has an average water safety score of 85/100 (Grade A). 6 EPA violations have been recorded. Check individual ZIP code reports for details specific to your neighborhood.
How many water violations does Fernandina Beach have?
Fernandina Beach water systems have a total of 6 EPA violations. Violations are tracked across 2 ZIP codes.
Does Fernandina Beach water have lead?
The average 90th-percentile lead level in Fernandina Beach is 0.0038 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home — testing is recommended especially in older properties.
How does Fernandina Beach compare to Florida average?
Fernandina Beach has an average water safety score of 85/100, which is above the Florida state average of 73/100.
How many water systems serve Fernandina Beach?
Fernandina Beach is served by 5 public water systems across 2 ZIP codes, serving approximately 39,280 people.
How much does it cost to fix water issues in Fernandina Beach?
Estimated remediation costs in Fernandina Beach average $1,200 per household, ranging from $800 to $1,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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