CITY REPORT FL

Fernandina Beach, FL - Home Safety Score unavailable

2 ZIP codes · 4 water systems · Updated

Data: EPA SDWIS

2
ZIP Codes
4
Water Systems
1
ZIPs with Violations
Zone 3
Radon Risk (Low)
$484K
Median Home Value
$1,200
Est. Remediation (0.3% of home value)

What You Should Know About Fernandina Beach Water

  • Your city's water systems recorded 4 violations in the past 5 years.
  • Average lead level: 0.0017 mg/L.
  • Estimated remediation: $1,200 per household.
  • CDC health risk index: 13.31 - above typical levels.

Who Supplies Your Water in Fernandina Beach

With 3 utilities splitting service in Fernandina Beach, FL, water accountability is distributed across 4 systems on the federal record.

Overview

We track home safety data for 2 ZIP codes in Fernandina Beach, Florida, covering 4 community water systems serving approximately 39,280 people. The EPA snapshots used for this build directly map water systems to 1 of 2 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Water Sources

Fernandina Beach water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0017 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

  • Zone 1 (High): 0 ZIP codes
  • Zone 2 (Moderate): 0 ZIP codes
  • Zone 3 (Low): 2 ZIP codes

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 4 1
Consumer Confidence Report Rule Reporting 4 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
32034 4 0 Fernandina Beach Wtp

All ZIP Codes in Fernandina Beach

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Fernandina Beach

9.6%
Asthma (US: 9.8%)
11.6%
Diabetes (US: 10.4%)
15.7%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.6% ↓
Diabetes 11.6% ↑
Mental Health 15.7% ↑

Vertical line = national average. Above national · Below national

Top Contaminants in Fernandina Beach Water

Surface Water Treatment Rule 4 violations
Treatment Technique
Pathogens may not be adequately removed
Consumer Confidence Report Rule 4 violations
Reporting

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Cost Context: What Remediation Means for Fernandina Beach Homeowners

Given current Fernandina Beach valuations, the remediation-to-property-value ratio is low - most homeowners are looking at a proportionally modest share that fits within routine financial planning.

Median Home Value
$484,200
Est. Remediation
$1,200
Remediation as % of home value 0.3%

Remediation costs in Fernandina Beach are relatively low compared to home values. The $800–$1,800 estimated range is a small fraction of median property value. Home values are 43% above the Florida average.

Lead Exposure Risk for Children in Fernandina Beach

0.0017
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Lead risk in Fernandina Beach appears low overall, but individual homes may differ. Testing is the only way to confirm your water's lead content.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Fernandina Beach

647
Total FEMA Flood Claims
$17,469
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Fernandina Beach contains 647 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $17,469. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,200</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water violations does Fernandina Beach have?
Fernandina Beach water systems have a total of 4 EPA violations. Violations are tracked across 2 ZIP codes.
Does Fernandina Beach water have lead?
The average 90th-percentile lead level in Fernandina Beach is 0.0017 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Fernandina Beach?
Fernandina Beach is served by 4 public water systems across 2 ZIP codes, serving approximately 39,280 people.
How much does it cost to fix water issues in Fernandina Beach?
Estimated remediation costs in Fernandina Beach average $1,200 per household, ranging from $800 to $1,800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesFlorida → Fernandina Beach, FL

How to cite this page

APA ZipCheckup. (2026). Fernandina Beach, FL - Home Safety Score unavailable. https://zipcheckup.com/cities/fl/fernandina-beach/
BibTeX
@misc{zipcheckup-cities-fl-fernandina-beach,
  author = {{ZipCheckup}},
  title  = {{Fernandina Beach, FL - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/fl/fernandina-beach/}
}

Page version: August 2026.

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