Is Clearwater, FL Safe to Buy? Home Safety Score 84/100
Score 84/100 · Risk: low · Home Safety Grade B · Updated
Clearwater has low overall risk for homebuyers. Most safety indicators are within acceptable ranges.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
For homeowners in Clearwater, the repair investment here carries a proportionally contained equity footprint.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Clearwater scores 84/100 with a "low" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Clearwater:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Clearwater's 13 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 33756 | 75 | B | View report → |
| 33761 | 79 | B | View report → |
| 33763 | 79 | B | View report → |
| 33755 | 80 | B | View report → |
| 33759 | 81 | B | View report → |
| 33765 | 81 | B | View report → |
| 33760 | 97 | A | View report → |
| 33762 | 97 | A | View report → |
Home Safety Overview
Clearwater, Florida has low overall risk under the current model. The average Home Safety Score is 84/100 across 8 ZIP codes. The model covers water compliance, PFAS screening, radon, and annual air quality; property-level conditions still require inspection.
Safety Score Card
A composite view of Clearwater's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 76 EPA violations across 9 direct ZIP records | Recorded violations |
| Lead Risk | 0.0021 mg/L | Low risk |
| Flood Risk | 73% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 32 (Good) | Low risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Clearwater:
| Component | Estimated Cost |
|---|---|
| Filtration | $225 |
| Pfas | $375 |
| Total (low estimate) | $338 |
| Total (mid estimate) | $600 |
| Total (high estimate) | $1K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Clearwater's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 33756 | 75 | B |
| 33761 | 79 | B |
| 33763 | 79 | B |
| 33755 | 80 | B |
| 33759 | 81 | B |
| 33765 | 81 | B |
| 33760 | 97 | A |
| 33762 | 97 | A |
Safety scores range from 75 (33756) to 97 (33762) - a spread of 22 points.
Clearwater vs. Nearby Florida Cities
How Clearwater's overall risk compares to similar cities in Florida:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Clearwater | B | 0 | 2,132 | 184,563 |
| Boynton Beach | B | 0 | 1,168 | 176,909 |
| Eaton Park | N/A | 0 | 1 | 193,297 |
| Melbourne | A | 0 | 1,457 | 175,175 |
Homebuyer Safety Checklist for Clearwater
Before purchasing a home in Clearwater, Florida, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 73% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 69% of Clearwater homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Water Quality Map: Clearwater, FL
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Check your specific ZIP code
City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.
Check Your Home Safety Score