Is San Diego, CA Safe to Buy? Home Safety Score 91/100
Score 91/100 · Risk: low · Home Safety Grade A · Updated
San Diego has low overall risk for homebuyers. Most safety indicators are within acceptable ranges.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
Placed in the context of San Diego's housing market, the expected repair budget is proportionally light - homeowners planning upgrades here can work from a position of financial comfort, well removed from the territory where safety remediation puts meaningful strain on property equity.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. San Diego scores 91/100 with a "low" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in San Diego:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across San Diego's 81 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 92101 | 67 | C | View report → |
| 92154 | 74 | B | View report → |
| 92102 | 92 | A | View report → |
| 92103 | 92 | A | View report → |
| 92104 | 92 | A | View report → |
| 92105 | 92 | A | View report → |
| 92106 | 92 | A | View report → |
| 92107 | 92 | A | View report → |
| 92108 | 92 | A | View report → |
| 92109 | 92 | A | View report → |
| 92110 | 92 | A | View report → |
| 92111 | 92 | A | View report → |
| 92113 | 92 | A | View report → |
| 92114 | 92 | A | View report → |
| 92115 | 92 | A | View report → |
Home Safety Overview
San Diego, California has low overall risk under the current model. The average Home Safety Score is 91/100 across 37 ZIP codes. The model covers water compliance, PFAS screening, radon, and annual air quality; property-level conditions still require inspection.
Safety Score Card
A composite view of San Diego's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 1 EPA violations across 40 direct ZIP records | Recorded violations |
| Lead Risk | 0.0002 mg/L | Low risk |
| Flood Risk | 27% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 72 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in San Diego:
| Component | Estimated Cost |
|---|---|
| Filtration | $300 |
| Pfas | $300 |
| Total (low estimate) | $350 |
| Total (mid estimate) | $600 |
| Total (high estimate) | $1K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across San Diego's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 92101 | 67 | C |
| 92154 | 74 | B |
| 92102 | 92 | A |
| 92103 | 92 | A |
| 92104 | 92 | A |
| 92105 | 92 | A |
| 92106 | 92 | A |
| 92107 | 92 | A |
| 92108 | 92 | A |
| 92109 | 92 | A |
| 92110 | 92 | A |
| 92111 | 92 | A |
| 92113 | 92 | A |
| 92114 | 92 | A |
| 92115 | 92 | A |
Safety scores range from 67 (92101) to 92 (92182) - a spread of 25 points.
San Diego vs. Nearby California Cities
How San Diego's overall risk compares to similar cities in California:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| San Diego | A | 0 | 795 | 1,330,316 |
| San Jose | N/A | 0 | 620 | 1,014,813 |
| Sacramento | B | 0 | 2,707 | 846,557 |
| San Francisco | N/A | 1 | 145 | 836,321 |
Homebuyer Safety Checklist for San Diego
Before purchasing a home in San Diego, California, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 27% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 63% of San Diego homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Water Quality Map: San Diego, CA
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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