Out of 113 ZIP codes with data in Nevada, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Nevada Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 113 |
| Highest value | 238 claims |
| Median value | 7 claims |
| State | Nevada |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 89431 | Sparks | NV | 238 claims | 67/100 |
| 2 | 89502 | Reno | NV | 184 claims | 72/100 |
| 3 | 89048 | Pahrump | NV | 105 claims | 71/100 |
| 4 | 89460 | Gardnerville | NV | 93 claims | 56/100 |
| 5 | 89506 | Reno | NV | 55 claims | 72/100 |
| 6 | 89040 | Overton | NV | 54 claims | 83/100 |
| 7 | 89701 | Carson City | NV | 53 claims | 77/100 |
| 8 | 89521 | Reno | NV | 50 claims | 77/100 |
| 9 | 89423 | Minden | NV | 49 claims | 65/100 |
| 10 | 89503 | Reno | NV | 47 claims | 77/100 |
| 11 | 89104 | Las Vegas | NV | 40 claims | 86/100 |
| 12 | 89410 | Gardnerville | NV | 38 claims | 61/100 |
| 13 | 89411 | Genoa | NV | 38 claims | 45/100 |
| 14 | 89511 | Reno | NV | 38 claims | 77/100 |
| 15 | 89109 | Las Vegas | NV | 37 claims | 86/100 |
| 16 | 89110 | Las Vegas | NV | 37 claims | 86/100 |
| 17 | 89703 | Carson City | NV | 34 claims | 82/100 |
| 18 | 89509 | Reno | NV | 33 claims | 77/100 |
| 19 | 89102 | Las Vegas | NV | 32 claims | 86/100 |
| 20 | 89142 | Las Vegas | NV | 32 claims | 86/100 |
| 21 | 89130 | Las Vegas | NV | 25 claims | 86/100 |
| 22 | 89801 | Elko | NV | 25 claims | 72/100 |
| 23 | 89120 | Las Vegas | NV | 24 claims | 86/100 |
| 24 | 89015 | Henderson | NV | 23 claims | 88/100 |
| 25 | 89060 | Pahrump | NV | 22 claims | 76/100 |
| 26 | 89108 | Las Vegas | NV | 20 claims | 86/100 |
| 27 | 89014 | Henderson | NV | 18 claims | 88/100 |
| 28 | 89103 | Las Vegas | NV | 18 claims | 86/100 |
| 29 | 89101 | Las Vegas | NV | 17 claims | 86/100 |
| 30 | 89122 | Las Vegas | NV | 17 claims | 86/100 |
| 31 | 89445 | Winnemucca | NV | 16 claims | 72/100 |
| 32 | 89113 | Las Vegas | NV | 15 claims | 86/100 |
| 33 | 89434 | Sparks | NV | 15 claims | 77/100 |
| 34 | 89501 | Reno | NV | 14 claims | 77/100 |
| 35 | 89523 | Reno | NV | 14 claims | 77/100 |
| 36 | 89704 | Washoe Valley | NV | 13 claims | 45/100 |
| 37 | 89106 | Las Vegas | NV | 12 claims | 86/100 |
| 38 | 89117 | Las Vegas | NV | 12 claims | 86/100 |
| 39 | 89118 | Las Vegas | NV | 12 claims | 86/100 |
| 40 | 89451 | Incline Village | NV | 12 claims | 75/100 |
| 41 | 89123 | Las Vegas | NV | 11 claims | 86/100 |
| 42 | 89124 | Las Vegas | NV | 11 claims | 86/100 |
| 43 | 89519 | Reno | NV | 11 claims | 77/100 |
| 44 | 89119 | Las Vegas | NV | 10 claims | 91/100 |
| 45 | 89403 | Dayton | NV | 10 claims | 70/100 |
| 46 | 89148 | Las Vegas | NV | 9 claims | 91/100 |
| 47 | 89169 | Las Vegas | NV | 9 claims | 91/100 |
| 48 | 89439 | Verdi | NV | 9 claims | 83/100 |
| 49 | 89021 | Logandale | NV | 8 claims | 73/100 |
| 50 | 89025 | Moapa | NV | 8 claims | 93/100 |
| 51 | 89074 | Henderson | NV | 8 claims | 93/100 |
| 52 | 89183 | Las Vegas | NV | 8 claims | 91/100 |
| 53 | 89301 | Ely | NV | 8 claims | 67/100 |
| 54 | 89447 | Yerington | NV | 8 claims | 69/100 |
| 55 | 89121 | Las Vegas | NV | 7 claims | 91/100 |
| 56 | 89146 | Las Vegas | NV | 7 claims | 91/100 |
| 57 | 89149 | Las Vegas | NV | 7 claims | 91/100 |
| 58 | 89156 | Las Vegas | NV | 7 claims | 91/100 |
| 59 | 89406 | Fallon | NV | 7 claims | 81/100 |
| 60 | 89005 | Boulder City | NV | 6 claims | 85/100 |
| 61 | 89012 | Henderson | NV | 6 claims | 93/100 |
| 62 | 89030 | North Las Vegas | NV | 6 claims | 95/100 |
| 63 | 89115 | Las Vegas | NV | 6 claims | 91/100 |
| 64 | 89436 | Sparks | NV | 6 claims | 82/100 |
| 65 | 89041 | Pahrump | NV | 5 claims | 81/100 |
| 66 | 89134 | Las Vegas | NV | 5 claims | 91/100 |
| 67 | 89448 | Zephyr Cove | NV | 5 claims | 63/100 |
| 68 | 89508 | Reno | NV | 5 claims | 82/100 |
| 69 | 89706 | Carson City | NV | 5 claims | 87/100 |
| 70 | 89008 | Caliente | NV | 4 claims | 65/100 |
| 71 | 89027 | Mesquite | NV | 4 claims | 91/100 |
| 72 | 89107 | Las Vegas | NV | 4 claims | 91/100 |
| 73 | 89129 | Las Vegas | NV | 4 claims | 91/100 |
| 74 | 89139 | Las Vegas | NV | 4 claims | 91/100 |
| 75 | 89408 | Fernley | NV | 4 claims | 69/100 |
| 76 | 89419 | Lovelock | NV | 4 claims | 70/100 |
| 77 | 89442 | Wadsworth | NV | 4 claims | 53/100 |
| 78 | 89505 | Reno | NV | 4 claims | 82/100 |
| 79 | 89004 | Blue Diamond | NV | 3 claims | 95/100 |
| 80 | 89029 | Laughlin | NV | 3 claims | 95/100 |
| 81 | 89061 | Pahrump | NV | 3 claims | 81/100 |
| 82 | 89052 | Henderson | NV | 2 claims | 93/100 |
| 83 | 89147 | Las Vegas | NV | 2 claims | 91/100 |
| 84 | 89161 | Las Vegas | NV | 2 claims | 91/100 |
| 85 | 89433 | Sun Valley | NV | 2 claims | 83/100 |
| 86 | 89449 | Stateline | NV | 2 claims | 65/100 |
| 87 | 89450 | Incline Village | NV | 2 claims | 80/100 |
| 88 | 89512 | Reno | NV | 2 claims | 82/100 |
| 89 | 89515 | Reno | NV | 2 claims | 82/100 |
| 90 | 89820 | Battle Mountain | NV | 2 claims | 61/100 |
| 91 | 89828 | Lamoille | NV | 2 claims | 83/100 |
| 92 | 89831 | Mountain City | NV | 2 claims | 83/100 |
| 93 | 89002 | Henderson | NV | 1 claims | 93/100 |
| 94 | 89007 | Bunkerville | NV | 1 claims | 73/100 |
| 95 | 89011 | Henderson | NV | 1 claims | 93/100 |
| 96 | 89049 | Tonopah | NV | 1 claims | 81/100 |
| 97 | 89081 | North Las Vegas | NV | 1 claims | 95/100 |
| 98 | 89084 | North Las Vegas | NV | 1 claims | 95/100 |
| 99 | 89114 | Las Vegas | NV | 1 claims | 91/100 |
| 100 | 89125 | Las Vegas | NV | 1 claims | 91/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
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