Out of 277 ZIP codes with data in Nebraska, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Nebraska Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 277 |
| Highest value | 602 claims |
| Median value | 4 claims |
| State | Nebraska |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 68025 | Fremont | NE | 602 claims | 52/100 |
| 2 | 68064 | Valley | NE | 389 claims | 51/100 |
| 3 | 68123 | Bellevue | NE | 318 claims | 55/100 |
| 4 | 68005 | Bellevue | NE | 221 claims | 55/100 |
| 5 | 68003 | Ashland | NE | 203 claims | 51/100 |
| 6 | 68341 | De Witt | NE | 179 claims | 58/100 |
| 7 | 68310 | Beatrice | NE | 157 claims | 58/100 |
| 8 | 68069 | Waterloo | NE | 152 claims | 56/100 |
| 9 | 68455 | Union | NE | 148 claims | 60/100 |
| 10 | 68661 | Schuyler | NE | 130 claims | 60/100 |
| 11 | 68046 | Papillion | NE | 114 claims | 58/100 |
| 12 | 68048 | Plattsmouth | NE | 93 claims | 58/100 |
| 13 | 68649 | North Bend | NE | 90 claims | 55/100 |
| 14 | 68023 | Fort Calhoun | NE | 76 claims | 60/100 |
| 15 | 68028 | Gretna | NE | 76 claims | 60/100 |
| 16 | 68431 | Rulo | NE | 76 claims | 45/100 |
| 17 | 68504 | Lincoln | NE | 76 claims | 60/100 |
| 18 | 68776 | South Sioux City | NE | 65 claims | 58/100 |
| 19 | 68803 | Grand Island | NE | 65 claims | 73/100 |
| 20 | 68059 | Springfield | NE | 64 claims | 59/100 |
| 21 | 68601 | Columbus | NE | 62 claims | 35/100 |
| 22 | 69101 | North Platte | NE | 62 claims | 80/100 |
| 23 | 68061 | Tekamah | NE | 52 claims | 60/100 |
| 24 | 68801 | Grand Island | NE | 52 claims | 73/100 |
| 25 | 68106 | Omaha | NE | 50 claims | 46/100 |
| 26 | 68502 | Lincoln | NE | 50 claims | 65/100 |
| 27 | 68008 | Blair | NE | 49 claims | 61/100 |
| 28 | 69361 | Scottsbluff | NE | 48 claims | 78/100 |
| 29 | 68508 | Lincoln | NE | 46 claims | 65/100 |
| 30 | 68850 | Lexington | NE | 46 claims | 75/100 |
| 31 | 68016 | Cedar Creek | NE | 45 claims | 45/100 |
| 32 | 68107 | Omaha | NE | 39 claims | 46/100 |
| 33 | 68037 | Louisville | NE | 37 claims | 65/100 |
| 34 | 68641 | Howells | NE | 37 claims | 64/100 |
| 35 | 68114 | Omaha | NE | 36 claims | 46/100 |
| 36 | 68124 | Omaha | NE | 36 claims | 46/100 |
| 37 | 68022 | Elkhorn | NE | 35 claims | 52/100 |
| 38 | 68072 | Winslow | NE | 35 claims | 45/100 |
| 39 | 68413 | Nehawka | NE | 32 claims | 65/100 |
| 40 | 68057 | Scribner | NE | 31 claims | 65/100 |
| 41 | 68117 | Omaha | NE | 30 claims | 46/100 |
| 42 | 68128 | La Vista | NE | 30 claims | 45/100 |
| 43 | 68748 | Madison | NE | 29 claims | 65/100 |
| 44 | 68653 | Platte Center | NE | 28 claims | 61/100 |
| 45 | 68104 | Omaha | NE | 27 claims | 46/100 |
| 46 | 68127 | Omaha | NE | 26 claims | 46/100 |
| 47 | 68434 | Seward | NE | 26 claims | 65/100 |
| 48 | 68002 | Arlington | NE | 24 claims | 63/100 |
| 49 | 68134 | Omaha | NE | 24 claims | 46/100 |
| 50 | 68701 | Norfolk | NE | 24 claims | 61/100 |
| 51 | 68015 | Cedar Bluffs | NE | 23 claims | 63/100 |
| 52 | 68144 | Omaha | NE | 23 claims | 46/100 |
| 53 | 68137 | Omaha | NE | 22 claims | 46/100 |
| 54 | 68154 | Omaha | NE | 22 claims | 46/100 |
| 55 | 68506 | Lincoln | NE | 22 claims | 65/100 |
| 56 | 68901 | Hastings | NE | 22 claims | 62/100 |
| 57 | 68321 | Brownville | NE | 21 claims | 63/100 |
| 58 | 68333 | Crete | NE | 21 claims | 65/100 |
| 59 | 68716 | Beemer | NE | 21 claims | 63/100 |
| 60 | 68845 | Kearney | NE | 21 claims | 77/100 |
| 61 | 68102 | Omaha | NE | 20 claims | 46/100 |
| 62 | 69149 | Lodgepole | NE | 20 claims | 78/100 |
| 63 | 68633 | Dodge | NE | 19 claims | 65/100 |
| 64 | 68863 | Overton | NE | 19 claims | 78/100 |
| 65 | 68372 | Hickman | NE | 17 claims | 65/100 |
| 66 | 68463 | Weeping Water | NE | 17 claims | 64/100 |
| 67 | 68746 | Lynch | NE | 17 claims | 63/100 |
| 68 | 68788 | West Point | NE | 17 claims | 64/100 |
| 69 | 68044 | Nickerson | NE | 16 claims | 64/100 |
| 70 | 68503 | Lincoln | NE | 16 claims | 65/100 |
| 71 | 68731 | Dakota City | NE | 16 claims | 65/100 |
| 72 | 68421 | Peru | NE | 15 claims | 63/100 |
| 73 | 68847 | Kearney | NE | 15 claims | 64/100 |
| 74 | 69130 | Cozad | NE | 15 claims | 78/100 |
| 75 | 68112 | Omaha | NE | 14 claims | 46/100 |
| 76 | 68516 | Lincoln | NE | 14 claims | 65/100 |
| 77 | 68760 | Niobrara | NE | 14 claims | 38/100 |
| 78 | 68831 | Dannebrog | NE | 14 claims | 78/100 |
| 79 | 68047 | Pender | NE | 13 claims | 45/100 |
| 80 | 68131 | Omaha | NE | 13 claims | 46/100 |
| 81 | 68305 | Auburn | NE | 13 claims | 65/100 |
| 82 | 68510 | Lincoln | NE | 13 claims | 65/100 |
| 83 | 68660 | Saint Edward | NE | 13 claims | 45/100 |
| 84 | 68840 | Gibbon | NE | 13 claims | 78/100 |
| 85 | 69001 | Mc Cook | NE | 13 claims | 45/100 |
| 86 | 68147 | Bellevue | NE | 12 claims | 65/100 |
| 87 | 68157 | Omaha | NE | 12 claims | 46/100 |
| 88 | 68521 | Lincoln | NE | 12 claims | 65/100 |
| 89 | 68020 | Decatur | NE | 11 claims | 65/100 |
| 90 | 68132 | Omaha | NE | 11 claims | 46/100 |
| 91 | 68410 | Nebraska City | NE | 11 claims | 63/100 |
| 92 | 68621 | Ames | NE | 11 claims | 45/100 |
| 93 | 68031 | Hooper | NE | 10 claims | 70/100 |
| 94 | 68035 | Saunders County | NE | 10 claims | — |
| 95 | 68105 | Omaha | NE | 10 claims | 51/100 |
| 96 | 68370 | Hebron | NE | 10 claims | 70/100 |
| 97 | 68462 | Waverly | NE | 10 claims | 69/100 |
| 98 | 68110 | Omaha | NE | 9 claims | 51/100 |
| 99 | 68133 | Papillion | NE | 9 claims | 68/100 |
| 100 | 68138 | Omaha | NE | 9 claims | 51/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
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