Out of 553 ZIP codes with data in Massachusetts, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Massachusetts Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 553 |
| Highest value | 3,198 claims |
| Median value | 12 claims |
| State | Massachusetts |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 02066 | Scituate | MA | 3,198 claims | 51/100 |
| 2 | 02151 | Revere | MA | 2,590 claims | 67/100 |
| 3 | 02045 | Hull | MA | 2,369 claims | 40/100 |
| 4 | 02169 | Quincy | MA | 1,433 claims | 54/100 |
| 5 | 02050 | Marshfield | MA | 1,392 claims | 58/100 |
| 6 | 02152 | Winthrop | MA | 1,226 claims | 67/100 |
| 7 | 02571 | Wareham | MA | 642 claims | 63/100 |
| 8 | 02554 | Nantucket | MA | 534 claims | 59/100 |
| 9 | 02047 | Humarock | MA | 517 claims | 45/100 |
| 10 | 02739 | Mattapoisett | MA | 457 claims | 68/100 |
| 11 | 02332 | Duxbury | MA | 431 claims | 67/100 |
| 12 | 01908 | Nahant | MA | 417 claims | 53/100 |
| 13 | 01907 | Swampscott | MA | 411 claims | 55/100 |
| 14 | 02719 | Fairhaven | MA | 407 claims | 66/100 |
| 15 | 01930 | Gloucester | MA | 388 claims | 55/100 |
| 16 | 01906 | Saugus | MA | 379 claims | 55/100 |
| 17 | 01960 | Peabody | MA | 368 claims | 55/100 |
| 18 | 01952 | Salisbury | MA | 362 claims | 51/100 |
| 19 | 02474 | Arlington | MA | 333 claims | 55/100 |
| 20 | 01950 | Newburyport | MA | 316 claims | 45/100 |
| 21 | 02657 | Provincetown | MA | 307 claims | 68/100 |
| 22 | 01966 | Rockport | MA | 291 claims | 55/100 |
| 23 | 02360 | Plymouth | MA | 289 claims | 62/100 |
| 24 | 01821 | Billerica | MA | 279 claims | 43/100 |
| 25 | 01841 | Lawrence | MA | 261 claims | 55/100 |
| 26 | 02301 | Brockton | MA | 256 claims | 68/100 |
| 27 | 02532 | Buzzards Bay | MA | 243 claims | 45/100 |
| 28 | 02171 | Quincy | MA | 238 claims | 59/100 |
| 29 | 02191 | North Weymouth | MA | 238 claims | 45/100 |
| 30 | 01945 | Marblehead | MA | 237 claims | 55/100 |
| 31 | 02559 | Pocasset | MA | 216 claims | 68/100 |
| 32 | 01810 | Andover | MA | 210 claims | 47/100 |
| 33 | 02540 | Falmouth | MA | 207 claims | 63/100 |
| 34 | 01905 | Lynn | MA | 187 claims | 60/100 |
| 35 | 01970 | Salem | MA | 182 claims | 60/100 |
| 36 | 02020 | Brant Rock | MA | 182 claims | 50/100 |
| 37 | 02738 | Marion | MA | 181 claims | 72/100 |
| 38 | 02184 | Braintree | MA | 175 claims | 71/100 |
| 39 | 02459 | Newton Center | MA | 169 claims | 40/100 |
| 40 | 01915 | Beverly | MA | 167 claims | 58/100 |
| 41 | 01854 | Lowell | MA | 166 claims | 58/100 |
| 42 | 02556 | North Falmouth | MA | 165 claims | 50/100 |
| 43 | 01951 | Newbury | MA | 164 claims | 52/100 |
| 44 | 01890 | Winchester | MA | 163 claims | 60/100 |
| 45 | 02633 | Chatham | MA | 157 claims | 73/100 |
| 46 | 02777 | Swansea | MA | 155 claims | 71/100 |
| 47 | 02025 | Cohasset | MA | 148 claims | 69/100 |
| 48 | 02673 | West Yarmouth | MA | 148 claims | 69/100 |
| 49 | 02170 | Quincy | MA | 146 claims | 64/100 |
| 50 | 02537 | East Sandwich | MA | 142 claims | 50/100 |
| 51 | 02043 | Hingham | MA | 140 claims | 70/100 |
| 52 | 02748 | South Dartmouth | MA | 137 claims | 50/100 |
| 53 | 01844 | Methuen | MA | 135 claims | 58/100 |
| 54 | 02558 | Onset | MA | 135 claims | 73/100 |
| 55 | 01702 | Framingham | MA | 132 claims | 60/100 |
| 56 | 02536 | East Falmouth | MA | 132 claims | 50/100 |
| 57 | 02670 | West Dennis | MA | 125 claims | 50/100 |
| 58 | 01201 | Pittsfield | MA | 124 claims | 73/100 |
| 59 | 01864 | North Reading | MA | 117 claims | 60/100 |
| 60 | 02664 | South Yarmouth | MA | 117 claims | 73/100 |
| 61 | 01730 | Bedford | MA | 116 claims | 59/100 |
| 62 | 02639 | Dennis Port | MA | 111 claims | 50/100 |
| 63 | 02790 | Westport | MA | 110 claims | 69/100 |
| 64 | 01944 | Manchester | MA | 103 claims | 60/100 |
| 65 | 02186 | Milton | MA | 103 claims | 66/100 |
| 66 | 02632 | Centerville | MA | 101 claims | 50/100 |
| 67 | 02461 | Newton Highlands | MA | 100 claims | 40/100 |
| 68 | 02780 | Taunton | MA | 99 claims | 71/100 |
| 69 | 02176 | Melrose | MA | 96 claims | 43/100 |
| 70 | 02563 | Sandwich | MA | 95 claims | 71/100 |
| 71 | 02041 | Green Harbor | MA | 94 claims | 50/100 |
| 72 | 01701 | Framingham | MA | 91 claims | 60/100 |
| 73 | 02703 | Attleboro | MA | 88 claims | 59/100 |
| 74 | 02148 | Malden | MA | 87 claims | 33/100 |
| 75 | 01880 | Wakefield | MA | 86 claims | 58/100 |
| 76 | 02302 | Brockton | MA | 83 claims | 73/100 |
| 77 | 02649 | Mashpee | MA | 83 claims | 70/100 |
| 78 | 02601 | Hyannis | MA | 82 claims | 73/100 |
| 79 | 02543 | Woods Hole | MA | 81 claims | 50/100 |
| 80 | 01610 | Worcester | MA | 80 claims | 60/100 |
| 81 | 01929 | Essex | MA | 80 claims | 60/100 |
| 82 | 02451 | Waltham | MA | 78 claims | 59/100 |
| 83 | 01876 | Tewksbury | MA | 77 claims | 58/100 |
| 84 | 02026 | Dedham | MA | 77 claims | 72/100 |
| 85 | 02557 | Oak Bluffs | MA | 68 claims | 73/100 |
| 86 | 01913 | Amesbury | MA | 66 claims | 58/100 |
| 87 | 02760 | North Attleboro | MA | 65 claims | 50/100 |
| 88 | 01851 | Lowell | MA | 63 claims | 58/100 |
| 89 | 01742 | Concord | MA | 62 claims | 56/100 |
| 90 | 02476 | Arlington | MA | 62 claims | 60/100 |
| 91 | 01453 | Leominster | MA | 61 claims | 60/100 |
| 92 | 01845 | North Andover | MA | 61 claims | 55/100 |
| 93 | 01830 | Haverhill | MA | 60 claims | 58/100 |
| 94 | 02109 | Boston | MA | 59 claims | 79/100 |
| 95 | 02766 | Norton | MA | 58 claims | 53/100 |
| 96 | 01863 | North Chelmsford | MA | 57 claims | 58/100 |
| 97 | 02452 | Waltham | MA | 57 claims | 59/100 |
| 98 | 02715 | Dighton | MA | 57 claims | 65/100 |
| 99 | 01760 | Natick | MA | 56 claims | 58/100 |
| 100 | 01801 | Woburn | MA | 56 claims | 58/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
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