Out of 447 ZIP codes with data in Iowa, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Iowa Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 447 |
| Highest value | 781 claims |
| Median value | 5 claims |
| State | Iowa |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Historical NFIP Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 50613 | Cedar Falls | IA | 781 claims | 67/100 |
| 2 | 51501 | Council Bluffs | IA | 581 claims | 67/100 |
| 3 | 52802 | Davenport | IA | 580 claims | 50/100 |
| 4 | 50677 | Waverly | IA | 548 claims | 49/100 |
| 5 | 52405 | Cedar Rapids | IA | 529 claims | 66/100 |
| 6 | 50265 | West Des Moines | IA | 413 claims | 67/100 |
| 7 | 52767 | Pleasant Valley | IA | 413 claims | — |
| 8 | 52722 | Bettendorf | IA | 393 claims | 45/100 |
| 9 | 50312 | Des Moines | IA | 377 claims | 67/100 |
| 10 | 50644 | Independence | IA | 332 claims | — |
| 11 | 52601 | Burlington | IA | 324 claims | — |
| 12 | 52404 | Cedar Rapids | IA | 306 claims | 66/100 |
| 13 | 52761 | Muscatine | IA | 250 claims | 50/100 |
| 14 | 50701 | Waterloo | IA | 243 claims | 49/100 |
| 15 | 50616 | Charles City | IA | 242 claims | — |
| 16 | 52803 | Davenport | IA | 206 claims | 50/100 |
| 17 | 50401 | Mason City | IA | 202 claims | — |
| 18 | 50317 | Des Moines | IA | 201 claims | 67/100 |
| 19 | 50010 | Ames | IA | 191 claims | — |
| 20 | 50660 | New Hartford | IA | 181 claims | — |
| 21 | 51555 | Missouri Valley | IA | 173 claims | — |
| 22 | 52040 | Dyersville | IA | 171 claims | — |
| 23 | 51503 | Council Bluffs | IA | 159 claims | 67/100 |
| 24 | 50651 | La Porte City | IA | 150 claims | 66/100 |
| 25 | 51103 | Sioux City | IA | 149 claims | 49/100 |
| 26 | 52401 | Cedar Rapids | IA | 146 claims | 67/100 |
| 27 | 51012 | Cherokee | IA | 140 claims | — |
| 28 | 52753 | Le Claire | IA | 133 claims | 49/100 |
| 29 | 51640 | Hamburg | IA | 132 claims | — |
| 30 | 52246 | Iowa City | IA | 130 claims | 63/100 |
| 31 | 52806 | Davenport | IA | 126 claims | 50/100 |
| 32 | 52240 | Iowa City | IA | 114 claims | 57/100 |
| 33 | 52241 | Coralville | IA | 112 claims | 67/100 |
| 34 | 52801 | Davenport | IA | 109 claims | 50/100 |
| 35 | 50313 | Des Moines | IA | 108 claims | 67/100 |
| 36 | 52215 | Chelsea | IA | 104 claims | — |
| 37 | 52501 | Ottumwa | IA | 95 claims | — |
| 38 | 50325 | Clive | IA | 93 claims | 67/100 |
| 39 | 52349 | Vinton | IA | 90 claims | — |
| 40 | 52728 | Buffalo | IA | 90 claims | — |
| 41 | 52057 | Manchester | IA | 84 claims | — |
| 42 | 51442 | Denison | IA | 82 claims | — |
| 43 | 50501 | Fort Dodge | IA | 81 claims | 64/100 |
| 44 | 50702 | Waterloo | IA | 81 claims | 50/100 |
| 45 | 52730 | Camanche | IA | 78 claims | 67/100 |
| 46 | 51301 | Spencer | IA | 76 claims | — |
| 47 | 52043 | Elkader | IA | 75 claims | — |
| 48 | 50626 | Dunkerton | IA | 74 claims | — |
| 49 | 52807 | Davenport | IA | 74 claims | 50/100 |
| 50 | 52324 | Palo | IA | 73 claims | 66/100 |
| 51 | 52403 | Cedar Rapids | IA | 73 claims | 67/100 |
| 52 | 51526 | Crescent | IA | 72 claims | — |
| 53 | 51648 | Percival | IA | 70 claims | — |
| 54 | 52627 | Fort Madison | IA | 67 claims | — |
| 55 | 52732 | Clinton | IA | 64 claims | 50/100 |
| 56 | 51246 | Rock Rapids | IA | 63 claims | — |
| 57 | 50636 | Greene | IA | 61 claims | — |
| 58 | 51561 | Pacific Junction | IA | 60 claims | — |
| 59 | 50703 | Waterloo | IA | 59 claims | 50/100 |
| 60 | 52214 | Central City | IA | 59 claims | — |
| 61 | 52756 | Long Grove | IA | 59 claims | — |
| 62 | 52052 | Guttenberg | IA | 56 claims | — |
| 63 | 51104 | Sioux City | IA | 53 claims | 49/100 |
| 64 | 52646 | Oakville | IA | 52 claims | — |
| 65 | 52653 | Wapello | IA | 52 claims | — |
| 66 | 52245 | Iowa City | IA | 49 claims | 62/100 |
| 67 | 50316 | Des Moines | IA | 48 claims | 67/100 |
| 68 | 50662 | Oelwein | IA | 46 claims | — |
| 69 | 51566 | Red Oak | IA | 46 claims | 66/100 |
| 70 | 52001 | Dubuque | IA | 46 claims | — |
| 71 | 52632 | Keokuk | IA | 46 claims | — |
| 72 | 50707 | Evansdale | IA | 43 claims | 50/100 |
| 73 | 50647 | Janesville | IA | 42 claims | 67/100 |
| 74 | 52402 | Cedar Rapids | IA | 40 claims | 67/100 |
| 75 | 50548 | Humboldt | IA | 39 claims | — |
| 76 | 52768 | Princeton | IA | 38 claims | — |
| 77 | 50309 | Des Moines | IA | 37 claims | 67/100 |
| 78 | 51532 | Elliott | IA | 37 claims | — |
| 79 | 52310 | Monticello | IA | 37 claims | — |
| 80 | 52746 | Donahue | IA | 37 claims | — |
| 81 | 50315 | Des Moines | IA | 36 claims | 67/100 |
| 82 | 51535 | Griswold | IA | 34 claims | — |
| 83 | 50619 | Clarksville | IA | 32 claims | — |
| 84 | 50670 | Shell Rock | IA | 31 claims | — |
| 85 | 52358 | West Branch | IA | 30 claims | — |
| 86 | 50158 | Marshalltown | IA | 29 claims | — |
| 87 | 50322 | Urbandale | IA | 29 claims | 63/100 |
| 88 | 50161 | Maxwell | IA | 28 claims | — |
| 89 | 50595 | Webster City | IA | 28 claims | — |
| 90 | 52039 | Durango | IA | 28 claims | — |
| 91 | 50321 | Des Moines | IA | 27 claims | 67/100 |
| 92 | 52301 | Marengo | IA | 27 claims | — |
| 93 | 52320 | Olin | IA | 27 claims | — |
| 94 | 52620 | Bonaparte | IA | 27 claims | 67/100 |
| 95 | 52766 | Nichols | IA | 27 claims | — |
| 96 | 50131 | Johnston | IA | 26 claims | 66/100 |
| 97 | 52205 | Anamosa | IA | 26 claims | — |
| 98 | 52339 | Tama | IA | 26 claims | — |
| 99 | 52302 | Marion | IA | 25 claims | 67/100 |
| 100 | 52720 | Atalissa | IA | 25 claims | — |
Methodology
This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.
Frequently Asked Questions
What does this ranking show?
It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.
Where does the claim data come from?
The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.
Explore More Rankings
- Worst ZIP Codes for Lead in Water in Iowa
- ZIP Codes with Most EPA Violations in Iowa
- Lowest Home Safety Scores in Iowa
- Highest Home Safety Scores in Iowa
- ZIP Codes with Highest Energy Costs in Iowa
- EPA Radon Zone 1 ZIP Codes in Iowa
- ZIP Codes with PFAS Detections in Iowa
- Least Reliable Water Systems in Iowa
- Environmental Justice Concern Areas in Iowa
- Worst ZIP Codes for Homebuyers in Iowa
- ZIP Codes with Worst CO & Gas Risk in Iowa
- Safest ZIP Codes for Gas & CO Risk in Iowa
- ZIP Codes with Worst Wildfire Smoke Risk in Iowa
- Safest ZIP Codes for Wildfire Smoke in Iowa
- All Rankings